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Gigasure

The next generation of travel insurance — fully digital, customizable, and mobile-first.

Distribution & Sales Startup Seed (USD 2.54M)
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Overview

Gigasure is a digital-first travel insurance platform enabling consumers to purchase and customize travel insurance in three steps through its web platform and mobile application. Founded by Ernesto Suarez (previously founder of Halo, acquired by Zurich Insurance in 2017), Gigasure launched in late 2024 and has quickly established itself as a modern alternative to traditional travel insurance with FCA authorization and regulation (Register No. 1005421).

The platform offers flexible, module-based coverage for diverse traveler profiles—singles, families, students, seniors, and adventure travelers. Coverage extends across Schengen, Europe, North America, Asia, and international destinations. Gigasure's differentiator is the ability to build custom policies from modular components rather than purchasing fixed packages, complemented by real-time support through its GigaShield feature, which provides automated flight and baggage delay compensation with cash payouts via the mobile app.

The company generated significant recognition in 2025, ranking #10 in the InsurTech 50 2025 awards and winning New Business of the Year at the Lloyds British Business Excellence Awards. Insurance partnerships with SiriusPoint and AmTrust International underwrite policies, ensuring established underwriting capacity from day one.

Products & Services

Travel Insurance

Customizable travel insurance plans (Core, Pro, Max) with modular benefits allowing travelers to select and combine coverage options. Supports single trips and annual policies for frequent travelers. Coverage includes medical, trip cancellation, baggage, lost documents, emergency evacuation, and personal liability across Schengen, Europe, North America, Asia, and international destinations.

Key Features

  • Module-based coverage selection (add/remove benefits as needed)
  • Multiple traveler profiles (singles, couples, families, students, seniors, groups, luxury travelers)
  • Annual multi-trip options alongside single-trip policies
  • Digital claims submission via mobile app
  • Real-time support through GigaShield

Target Users: Leisure travelers, expat communities, frequent business travelers

Backpackers Insurance

Extended-trip insurance with coverage for adventure activities (hiking, scuba diving, sports). Two tailored tiers with add-ons for extended journeys and high-risk activities.

Key Features

  • Activity-based add-ons for adventure sports
  • Extended coverage periods (up to 12 months)
  • Gap-year and sabbatical support

Target Users: Adventure travelers, backpackers, gap-year students

Car Hire Excess Insurance

Single-trip and annual policies reducing excess liability when renting vehicles. Covers damage, theft, and third-party liability.

Key Features

  • No excess on claims
  • Coverage worldwide
  • Quick mobile claims process

Target Users: Holiday car renters, frequent business travelers

Van Hire Excess Insurance

Customizable coverage for van and motorhome rentals with flexible short-term and annual options.

Target Users: Holiday travelers, van rental enthusiasts

GigaShield

Real-time flight and baggage delay benefit with automated cash payouts. Triggers automatically when qualifying delays occur, with notifications delivered via the Gigasure mobile app and cash payments deposited directly.

Key Features

  • Automatic claim triggering (no manual submission)
  • Cash payouts within hours of qualifying delays
  • Lounge pass access during delays
  • Real-time notifications

Target Users: Frequent travelers, business travelers

Gigasure Mobile App

All-in-one platform for purchasing policies, managing coverage, submitting claims, accessing customer support, and receiving real-time notifications. Available on iOS (Apple App Store) and Android (Google Play Store).

Key Features

  • Policy purchase and customization
  • Digital insurance card (GigaCard)
  • Claims submission and tracking
  • Live chat support
  • Automated delay notifications and payouts

Target Users: All Gigasure customers

At a Glance

Founded
2023
Headquarters
London, United Kingdom
Employees
11-50
Funding
Seed (USD 2.54M)

Category & Focus

Category
Distribution & Sales
Subcategories
Digital insurance storefronts embedded insurance consumer-facing platforms
Insurance Verticals
P&C Personal
Target Customers
Consumers

Links

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Last updated: 2026-06-13