Faura

Property survivability analytics for P&C carriers, MGAs, and agencies

Underwriting & Risk Startup Seed

Overview

Faura is a property risk analytics platform for P&C carriers, MGAs, and agencies. The company provides survivability and resilience scoring for individual properties, helping insurers determine whether a structure can withstand natural disasters rather than relying solely on geographic hazard exposure. The platform covers five major perils: wildfire, hurricane, hail, flood, and earthquake.

The platform offers three assessment methods: a manual data assessment using insurer-provided data, a data-aggregated assessment drawing from 35+ third-party data partners, and a digital inspection tool that engages policyholders directly in gathering property condition data. Results feed into underwriting and pricing decisions via API integrations with insurance software platforms.

Founded in 2023 and based in Las Vegas, Faura has conducted nearly 500,000 property survivability assessments. The company closed a USD 3.5M seed round in early 2025 led by Harlem Capital and Building Ventures, bringing total funding to approximately USD 4M. Integrations with Insurity, PCMS Atlas, and Loro Insurance give the platform reach into carriers and MGAs at scale.

Products & Services

Property Survivability Analytics

Faura's core platform assesses individual property resilience against natural disaster perils. The system evaluates structural integrity, geographic exposure, and mitigation factors to generate a survivability score that quantifies the likelihood a specific property survives a given event.

Key Features

Survivability scoring across wildfire, hurricane, hail, flood, and earthquake
35+ data partners for comprehensive property-level assessment
90-95% predictive accuracy demonstrated in wildfire case studies (Palisades, Mountain, and Eaton fires)
Resilience roadmaps delivered to policyholders via the digital inspection tool

Target Users: Underwriters, MGAs, carriers, and agencies evaluating property risk in catastrophe-exposed markets

Digital Inspection Tool

An engagement channel that brings policyholders into the assessment process. The tool guides property owners through a structured inspection to collect condition data that informs the survivability model and provides owners with a resilience action plan.

Key Features

Policyholder-facing data collection for property condition
Personalized resilience roadmaps
Complements insurer-side data with direct property owner input

Target Users: P&C carriers and MGAs seeking policyholder-supplied data to improve risk selection

At a Glance

Founded: 2023
Headquarters: Las Vegas, Nevada, USA
Employees: 11-50
Funding: Seed

Category & Focus

Category: Underwriting & Risk
Subcategories: Property Risk Scoring Climate Risk Analytics Catastrophe Modeling
Insurance Verticals: P&C Personal P&C Commercial Specialty/E&S
Target Customers: Carriers, MGAs/MGUs, Agents/Agencies

Customers

Insurity (integration partner -- platform used by 22 of top 25 P&C carriers and 7 of top 10 MGAs)
Loro Insurance
PCMS (Property & Casualty Management Systems)