eBaohiem

Buying insurance has never been easier.

Distribution & Sales Established Bootstrapped

Overview

eBaohiem is a digital insurance marketplace and comparison platform for individual and business consumers in Vietnam. Operated by Moncover Vietnam and founded in October 2010, the platform connects customers with multiple domestic and international insurers across health, auto, travel, life, property, and investment-linked insurance product lines.

The platform provides online quote comparison, product selection, advisory services, and claims support through a B2C direct channel and a B2B group insurance channel for enterprise clients. It also operates Moncover, a companion mobile application for insurance advisors, allowing agents to consult and sell insurance products through an online-to-offline (O2O) distribution model.

eBaohiem serves hundreds of thousands of customers nationwide and has onboarded over 25,000 partner agents and advisors on the Moncover platform. The company holds recognition as a top health insurance distribution channel from multiple Vietnamese carriers between 2014 and 2019 and is registered with the Hanoi Department of Planning and Investment.

Products & Services

Insurance Comparison and Marketplace

An online portal allowing customers to compare and purchase insurance products from multiple carriers. Users receive free quotes, compare benefits side-by-side, and select policies from insurers including Bao Viet, PVI, Liberty, Pjico, Eroscare, Manulife, Generali, and QBE Vietnam.

Key Features

Free multi-insurer quote comparison
Online policy selection and purchase
Advisory services via phone and online booking with same-day callback
Claims resolution support (10-15 business day turnaround)

Target Users: Individual consumers and families seeking health, auto, travel, life, home, or property insurance.

Group and Enterprise Insurance (B2B)

Customized group health and employee benefit programs for businesses.

Key Features

Group health plan configuration
Enterprise enrollment management
Dedicated advisory support

Target Users: Businesses and HR teams seeking employee benefit programs.

Moncover Advisor Platform

A mobile application platform for insurance advisors and partner agents. Agents use the platform to consult clients and sell insurance products, operating within an online-to-offline service model.