EarthLab Luxembourg

Satellite and AI-powered property intelligence for insurance underwriting and catastrophe risk assessment

Underwriting & Risk Growth Bootstrapped

Overview

EarthLab Luxembourg is a property intelligence and geoinformation solutions provider that uses earth observation data, machine learning, and computer vision to serve insurers, brokers, and reinsurers. Founded in 2015 and headquartered in Mamer, Luxembourg, the company operates as a member of the Telespazio group and focuses on converting satellite and remote sensing data into actionable risk intelligence for the P&C insurance market.

The company's core insurance product is the Building Knowledge Centre (BKC), a property assessment solution that delivers structured building attribute data via API for integration into underwriting workflows. BKC is designed to improve underwriting efficiency and support catastrophe claims cost reduction by enabling insurers to perform dynamic risk evaluation and portfolio analysis at scale. The broader Max-ICS platform underpins BKC, combining deep learning, machine learning, and computer vision to process imagery from satellites, drones, and ground-based cameras.

EarthLab holds membership in the LHoFT (Luxembourg House of Financial Technology) ecosystem and is listed in the Luxembourg Space Agency expertise directory and the ESA Business Applications Network. The company has received the FEDIL Innovation Prize (Digital Category) for its Max-ICS platform and has been recognized in the Luxembourg AI Excellence Awards in 2025 and 2026.

Products & Services

Building Knowledge Centre (BKC)

A property assessment solution designed for the insurance industry, providing dynamic risk evaluation and portfolio analysis. BKC delivers structured building attribute data via API for integration into insurer, broker, and reinsurer underwriting systems.

Key Features

Building-level attribute data delivered via REST API
Dynamic risk evaluation and portfolio analysis
Catastrophe claims cost reduction capability
Integration into existing underwriting workflows

Target Users: P&C carriers, brokers, and reinsurers integrating property risk data into underwriting and claims processes

Max-ICS Platform

An AI platform combining earth observation data, machine learning, and computer vision to generate geospatial intelligence across multiple industries including insurance. Features a proprietary Deep Learning Factory enabling model creation with minimal coding.

Key Features

Deep learning and machine learning model development environment
Multi-source data ingestion (satellites, drones, webcams)
Computer vision and remote sensing processing
Real-time analytics and decision support
Microservices architecture for scalable deployment

Target Users: Insurance underwriters, risk managers, and enterprise clients requiring geospatial analytics

At a Glance

Founded: 2015
Headquarters: Mamer, Luxembourg
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Underwriting & Risk
Subcategories: Property Risk Assessment Data Enrichment Geospatial Analytics
Insurance Verticals: P&C Commercial Specialty/E&S Reinsurance
Target Customers: Carriers, Brokers, Reinsurers