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Dribba

Digital product studio building mobile and web applications for insurance carriers, brokers, and comparison platforms

Distribution & Sales Established Bootstrapped
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Overview

Dribba is a Barcelona-based digital product studio that builds mobile and web applications for insurance carriers, brokers, and comparison platforms. Founded in 2011, the company focuses on the Spanish and European insurance market, delivering software across insurance comparison and quotation, policy self-service, telematics and usage-based insurance (UBI), B2B broker tools, embedded insurance APIs, and AI-driven claims processing. Dribba operates with a fully senior engineering team and no subcontracting, positioning itself as a strategic partner rather than a development vendor.

The studio delivers applications on Flutter, native iOS, and native Android for mobile, with backend services in Go and cloud infrastructure on AWS and Google Cloud. In 2024, Dribba added AI and large language model (LLM) capabilities across its project portfolio, covering computer vision for damage assessment, ML-based fraud detection, and actuarial scoring. Core platform integrations include Guidewire, Duck Creek, and Ingenium for policy systems, and Jumio, Onfido, Veriff, and Sumsub for KYC. Dribba has held official Google Flutter Partner status in Spain since 2017.

Since its founding, the studio has completed more than 300 projects across 20+ countries with 50+ active clients. Its most prominent insurance engagement is the 2022 Flutter rebuild of the Rastreator app -- Spain's leading insurance comparison platform with more than five million users -- delivered in an eight-month engagement.

Products & Services

Insurance Comparison and Aggregation Platforms

Custom digital platforms offering real-time multi-carrier insurance quotations with digital contracting, KYC validation, electronic signature integration, and policy management. Enables consumers to compare products across carriers and complete purchases within a single interface.

Key Features

  • Real-time multi-company quotations with digital contracting
  • KYC validation and electronic signature integration
  • Policy management and renewal flows

Target Users: Insurance carriers, aggregators, and comparison platforms

Policy Management Applications

Self-service mobile and web applications for policyholders to view active policies, report and track claims with photo capture, and communicate with claim handlers via chat.

Key Features

  • Claims declaration with guided damage documentation and photo capture
  • AI-assisted claims categorization and instant confirmation
  • In-app chat support with claim handlers

Target Users: Insurance carriers and their policyholders

Telematics and Usage-Based Insurance (UBI)

Behavioral driving applications that capture telemetry data (acceleration, braking, phone usage) via device sensors with encrypted transmission to risk-scoring systems for UBI premium pricing.

Key Features

  • Encrypted transmission of driving telemetry data
  • Real-time driver feedback dashboards
  • Integration with insurance platforms for UBI tarification

Target Users: P&C auto carriers and UBI program operators

B2B Broker Platforms

Digital tools for insurance intermediaries supporting quotation, policy issuance, client portfolio management, and commission reporting across multiple insurance lines and carriers.

Key Features

  • Multi-line quotation and policy issuance management
  • Client portfolio administration
  • Commission and performance reporting

Target Users: Insurance brokers and intermediaries

Embedded Insurance APIs

Integration solutions enabling insurance products to be offered inside third-party applications such as ecommerce platforms, mobility services, and travel apps.

Key Features

  • Seamless insurance purchasing within host applications
  • API-first integration layer for carriers
  • Configurable product presentation

Target Users: Carriers and digital partners seeking embedded distribution

AI-Powered Claims Processing

Automated claims workflows using computer vision, machine learning, and LLMs for damage assessment, fraud detection, and actuarial risk scoring.

Key Features

  • Computer vision damage assessment from photos
  • ML-based fraud detection
  • LLM-assisted claims triage and categorization

Target Users: P&C carriers seeking claims automation

Compliance and KYC Solutions

KYC implementations with legal validity and Insurance Distribution Directive (IDD) compliance automation for the Spanish and European insurance regulatory environment.

Key Features

  • Legally valid KYC with identity provider integrations (Jumio, Onfido, Veriff, Sumsub)
  • IDD and Distance Direct Insurance (DDA) compliance automation
  • Precontractual documentation generation and audit trail recording

Target Users: Carriers and brokers operating under European insurance regulations

At a Glance

Founded
2011
Headquarters
Barcelona, Spain
Employees
11-50
Funding
Bootstrapped

Category & Focus

Category
Distribution & Sales
Subcategories
Customer Engagement Claims Technology Data & Analytics Compliance & Regulatory
Insurance Verticals
P&C Personal P&C Commercial
Target Customers
Carriers, Brokers, MGAs

Customers

  • Rastreator -- Spain's leading insurance comparison platform (5M+ users); Flutter app rebuild completed in 2022

Links

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Last updated: 2026-07-19