Digital Insure

100% digital B2B insurance platform for borrower and provident insurance distribution in France

Distribution & Sales Growth Acquired

Overview

Digital Insure is a B2B digital insurance distribution platform based in Paris, France, specializing in borrower insurance (assurance emprunteur) and individual provident insurance (prevoyance individuelle). The platform serves brokers, insurers, banks, mutuals, and financial advisors seeking to offer digital insurance products to their clients. The company operates as a wholesale digital intermediary, aggregating products from 14 insurers and 4 reinsurers on a multi-brand platform.

The platform delivers two primary product lines: a 10-product borrower insurance suite covering mortgage and loan protection (death, disability, and unemployment), and a 10-product individual provident suite covering family and professional protection for the self-employed. Products are accessible via the DI-Connect broker portal and through REST API integration for neo-brokers and online intermediaries who embed insurance offers directly into their own platforms. The system processes medical underwriting in under 20 minutes and provides real-time file tracking for brokers.

Founded in 2013 by three insurance professionals, Digital Insure was recognized as a French Tech 120 member in 2020 and ranked the top insurtech in the FrenchWeb 500 ranking two consecutive years. Odealim Group, a French national player in insurance brokerage and real estate financing, took a minority stake in late 2020 and acquired a controlling interest in September 2022. Digital Insure became the core of the Odealim Borrower Insurance Division in 2023 and has approximately 170 employees across five French cities.

Products & Services

Borrower Insurance Platform (Assurance Emprunteur)

A multi-insurer digital platform providing 10 borrower insurance products, including 2 cross-protection options. Covers death, disability (PTIA, ITT, IPT, IPP), and unemployment risk for mortgage and loan clients.

Key Features

Medical underwriting completed in under 20 minutes
End-to-end digital subscription with multi-insurer comparison
Dedicated support for non-standard cases (non-residents, expatriates, high-net-worth, aggravated health conditions)

Target Users: Mortgage brokers, banks, online intermediaries

Individual Provident Insurance (Prevoyance Individuelle)

Ten digital products covering family protection, professional protection, and TNS Madelin self-employed income replacement. Designed for individual brokers serving personal client portfolios.

Key Features

Three coverage categories: family protection, professional protection, Madelin self-employed
End-to-end digital subscription
Real-time file tracking for brokers

Target Users: Independent financial advisors, insurance brokers

DI-Connect Broker Portal

A 24/7 online marketplace and partner portal for insurance brokers. Provides access to multi-brand comparison tools, file submission and real-time tracking, and CRM data integration.

Key Features

Access to 20 digital insurance contracts from 14 insurers and 4 reinsurers
Real-time file status tracking
CRM integration for data retrieval

Target Users: Insurance brokers, financial advisors

API Integration for Neo-Brokers

REST API enabling online intermediaries and neo-brokers to embed up to 20 insurance offers directly into their own platforms. Supports multi-scenario, multi-insurer, and multi-reinsurer configurations.

Key Features

Up to 20 insurance products available via API
Multi-insurer and multi-reinsurer architecture
Seamless embedded insurance distribution

Target Users: Neo-brokers, online insurance intermediaries, digital financial platforms

At a Glance

Founded: 2013
Headquarters: Paris, France
Employees: 51-200
Funding: Acquired

Category & Focus

Category: Distribution & Sales
Subcategories: Digital insurance distribution multi-insurer comparison embedded insurance API borrower insurance provident insurance
Insurance Verticals: Life & Annuity Group Benefits
Target Customers: Brokers, Carriers, Agents/Agencies