Overview
d.Lemon is a Korean insurtech solutions provider that develops insurance management software for both consumers and insurance carriers. Founded in 2015 as South Korea's first integrated insurance technology startup, the company serves the domestic insurance market through two distinct platforms: a consumer-facing mobile app and a B2B technology solution for insurers.
The company delivers its products as mobile and API-integrated software. LEMON Clip is a consumer app for consolidating and managing insurance policies across providers, while LEMON Bridge is an API-based platform that enables carrier-side automation of coverage analysis and claims processing. The B2B platform integrates with carrier back-end systems to support financial planners and automate routine insurance workflows.
d.Lemon has achieved over 2.5 million downloads for its consumer app and deployed LEMON Bridge with at least nine major South Korean insurance carriers. The company has raised approximately KRW 3.5 billion (roughly USD 2.7M) in cumulative investment and reached profitability within three years of its service launch.
Products & Services
LEMON Clip
LEMON Clip is a B2C mobile insurance management platform that consolidates all insurance policies -- life, health, auto, and others -- into a single app interface.
Key Features
- Consolidated view of all insurance policies across providers
- Real-time auto insurance rate comparison
- Coverage gap and overlap analysis
- Automated hospital and pharmacy visit inquiry for unfiled claims
- Mobile claims submission
Target Users: Insurance consumers in South Korea
LEMON Bridge
LEMON Bridge is a B2B insurance technology platform licensed to South Korean insurance carriers, enabling automated coverage analysis and claims processing for their policyholders and financial planners.
Key Features
- Automated insurance coverage analysis for carrier policyholders
- Financial planner tools for reviewing and remodeling client portfolios
- Integration with carrier policy administration and claims back-end systems
- Blockchain and IoT-connected claims automation (government-backed consortium)
Target Users: Korean insurance carriers and their financial planning staff
At a Glance
- Founded
- 2015
- Headquarters
- Seoul, South Korea
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Customer Engagement
- Subcategories
- Insurance Management App Claims Automation Coverage Analysis
- Insurance Verticals
- Life & Annuity P&C Personal
- Target Customers
- Carriers, Consumers
Customers
- Samsung Life Insurance
- Kyobo Life Insurance
- Hanwha Life Insurance
- Orange Life (ING Life)
- Shinhan Life Insurance
- KDB Life Insurance
- ABL Life Insurance
- AIA Korea
- Dongyang Life Insurance
Links
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Last updated: 2026-06-13