Overview
Credura is a consumer-facing insurance advisory platform for private households in Switzerland, offering AI-driven policy management and comparison across personal lines, health, and life insurance. The platform serves individual consumers directly and is regulated by FINMA (Swiss Financial Market Supervisory Authority).
The platform is delivered as a SaaS app that aggregates all of a household's insurance policies in one dashboard. Two pricing models are available: a flat-fee subscription at CHF 250 per year under which all carrier commissions are returned to the customer, and a free commission-based tier. Core functions include policy portfolio management, premium comparison across 25 or more Swiss insurers, automatic switching recommendations, cantonal health insurance comparisons, car insurance review, and claims support.
Credura was co-founded in 2025 by Roman Loosli (formerly CTO at Stableton) and Lucas Widmar (insurance specialist). The company completed a pilot phase with several hundred households before its public launch, and was named one of 10 finalists for the Swiss FinTech Awards 2026 -- selected from approximately 100 applicants by a panel of 19 jurors.
Products & Services
Digital Insurance Adviser App
A centralized mobile and web application that aggregates all of a household's insurance policies in one place. The AI adviser monitors coverage, identifies optimization opportunities, and recommends switches or adjustments based on individual circumstances.
Key Features
- Policy portfolio dashboard consolidating all insurance contracts
- Independent advice across 25+ Swiss insurers
- Automatic premium optimization and switching recommendations
- Commission-return model available under flat-fee subscription tier
Target Users: Private individuals and households in Switzerland
Premium Comparison Tool
A built-in comparison tool allowing users to evaluate insurance options across multiple providers. Includes a cantonal health insurance comparison tool that adjusts results by Swiss region.
Key Features
- Multi-insurer premium calculator
- Canton-specific health insurance comparison
- Car insurance policy review and optimization
Target Users: Consumers comparing or switching insurance plans
Credura PRO Subscription
A paid subscription tier at CHF 24.90 per month or CHF 250 per year. Under this model, all commissions earned from insurers are returned directly to the customer, and Credura retains only its fixed subscription fee.
Key Features
- Commission-transparent pricing
- Full advisory services included
- All commissions returned to subscriber
Target Users: Cost-conscious households seeking full transparency
Claims and Service Support
Assistance navigating claims submissions and resolving payment disputes with insurers.
Key Features
- Claims guidance and submission support
- Payment dispute handling
Target Users: Policyholders managing active claims
At a Glance
- Founded
- 2025
- Headquarters
- Freienbach, Switzerland
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Customer Engagement
- Subcategories
- Insurance Aggregator Policy Management AI Advisory
- Insurance Verticals
- P&C Personal Health Life & Annuity
- Target Customers
- Consumers
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Last updated: 2026-05-17