CoverForce
The leading infrastructure platform for commercial insurance distribution, connecting agencies and wholesalers with carriers through a unified API.
Overview
CoverForce is a leading infrastructure platform for commercial insurance that provides an easy-to-integrate API connecting agencies, wholesalers, and corporate customers with top-tier P&C carriers. The platform enables instant quotes, one-click bind and pay, and streamlined underwriting for commercial lines of business.
Founded at the University of Pennsylvania's Innovation Labs by Cyrus Karai, Behram Dinshaw, and Kaivan Wadia, CoverForce was built to solve the digital disconnects in commercial insurance distribution. The founding team combines decades of experience from major insurance companies (Travelers, The Hartford, Chubb) with technology expertise from Google and Amazon.
Since its launch, CoverForce has rapidly become the go-to infrastructure provider for commercial insurance distribution, powering thousands of agencies and partners nationwide. The platform has integrated with more than 20 leading carriers and MGAs, supports over 10,000 agencies, and has processed hundreds of millions of dollars in quoted premium.
Products & Services
Commercial Insurance API
An easy-to-integrate API that connects agencies and wholesalers with top-tier carriers for instant quoting, binding, and policy issuance.
Key Features
- Instant access to carrier appetite, quotes, proposals and policy documents
- One-click bind and pay functionality
- Streamlines integration in days, not months
- Multi-carrier connectivity through single integration
Target Users: Software platforms, embedded insurance providers, agency management systems
Quote & Bind Agent Portal
A web-based portal that syncs directly into top carrier systems to provide agents with digital quoting and binding capabilities.
Key Features
- Real-time carrier appetite guide
- Instant quote generation
- One-click binding with payment processing
- Policy issuance and document delivery
Target Users: Retail insurance agents, agency staff
Wholesaler/Network Management Portal
Enterprise software for managing submissions and placements across retail agency networks.
Key Features
- Tracks submissions across all Agent Portals
- Completes binds requested by retail agencies
- Placement analytics across all agencies
- Network performance dashboards
Target Users: Wholesalers, agency networks, brokerage groups
At a Glance
- Founded
- 2020
- Headquarters
- New York, NY
- Employees
- 11-50
- Funding
- Series A
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- API Platform Quote & Bind Underwriting Appetite Intelligence
- Insurance Verticals
- P&C
- Target Customers
- Agencies, Brokers, Wholesalers, MGAs, Carriers
Customers
- Brooks Insurance (Venbrook wholesaler)
- 20+ of the largest insurance agency wholesalers and networks in America
Links
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Last updated: 2026-04-09