Continuity

AI-powered risk intelligence for P&C portfolio monitoring and underwriting

Underwriting & Risk Growth Series A

Overview

Continuity is an AI-powered risk intelligence platform for commercial P&C carriers and professional insurers. Founded in 2019 and headquartered in Paris, France, the company develops software that monitors portfolio risk throughout the full policy lifecycle -- from new submission review to in-force book management -- targeting underwriting teams in the SME and professional lines segments.

The platform comprises two core products delivered as SaaS with REST API integration. Portfolio Scan continuously monitors in-force books, flagging policies where the risk profile has shifted or no longer aligns with the insurer's underwriting guidelines. Underwriting Assistant analyzes new submissions in real time against codified underwriting rules and external commercial data, generating recommendations for underwriters before a policy is bound. Both tools connect to existing core systems and distribution portals without requiring platform replacement.

Continuity has raised EUR 15M across two rounds, including a EUR 10M Series A in 2024 led by 115K (La Banque Postale's corporate venture arm) with participation from Elaia and Bpifrance Digital Venture. The company serves 500+ underwriters monitoring approximately one million contracts, representing EUR 2 billion in premiums. Customers include AXA, Hiscox, Groupama, Swiss Life, Wakam, and Macif.

Products & Services

Portfolio Scan

A proactive monitoring tool that continuously scans an insurer's in-force book against current underwriting guidelines and external data signals. Surfaces policies where the risk has materially changed or no longer matches the insurer's risk appetite.

Key Features

Automated scanning of in-force policy portfolios
Detection of misclassified or outdated risk profiles
Risk appetite alignment scoring across the book

Target Users: Portfolio underwriters and book management teams at commercial P&C carriers

Underwriting Assistant

An AI-powered submission analysis tool that evaluates new risks at the point of intake. Applies codified underwriting guidelines alongside commercial and external data to produce actionable recommendations before binding.

Key Features

Real-time risk analysis at submission stage
Underwriting guideline codification and enforcement
Integration with distribution portals and core systems

Target Users: Underwriters working commercial and professional lines

API & Connectivity

A REST API layer that connects both products to existing insurer infrastructure, including core policy administration systems and distribution portals.