Overview
Cober.io (operating as SegurosIA) is an AI platform for the insurance sector, providing specialized AI agents to insurers, brokers, and fintech companies in Spain and internationally. The company, founded in 2022 in Malaga by Juanmi Lopez, Andriy Dmytruk, and Zuri Pabon, originally focused on embedded insurance for eCommerce and pivoted in 2024 to develop agentic AI for insurance industry operations.
The platform delivers six categories of AI agents covering commercial distribution, customer service, document processing, underwriting analysis, claims handling, and compliance. These agents are deployed across multiple channels -- email, WhatsApp, and phone -- and integrate via API with existing insurer and broker systems. The approach is designed for human-supervised workflows, keeping insurance professionals in control while automating routine tasks.
The company has signed contracts with national and international insurers and brokerages. In February 2026, SegurosIA achieved a notable milestone when its AI agent Alex became the first artificial agent in Spain to pass the Level 2 insurance distributor knowledge equivalence test under DGSFP supervision. The company has been admitted to the Spanish Financial Sandbox and raised a total of approximately USD 117K in early seed funding, with a subsequent seed extension closed in mid-2025.
Products & Services
SegurosIA AI Agent Platform
An agentic AI platform providing specialized agents for insurance workflows across six functional areas.
Key Features
- Commercial agents for lead qualification, follow-up, and renewal management
- Customer service agents for real-time query resolution and issue escalation
- Document agents for policy and report analysis with automated data extraction
- Underwriting agents for risk analysis and technical recommendations
- Claims agents for initial processing, documentation collection, and status tracking
- Compliance agents for interaction logging, rule enforcement, and audit trails
Target Users: Insurance carriers, brokers, MGAs
Alex -- AI Insurance Agent
Flagship AI agent built as the first artificial agent in Spain to pass the Level 2 insurance distributor certification exam, administered by Instituto e-Learning del Seguro (IES) under DGSFP authorization.
Key Features
- Regulatory knowledge certified to Level 2 insurance distributor standard
- Multi-channel support (email, WhatsApp, phone)
- Full interaction traceability for compliance purposes
- Human-supervised operation with escalation pathways
Target Users: Insurance distributors, brokers, carriers with compliance requirements
At a Glance
- Founded
- 2022
- Headquarters
- Malaga, Spain
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Customer Engagement
- Subcategories
- AI Agents Distribution Automation Claims Automation Document Management Compliance Technology
- Insurance Verticals
- P&C Commercial Life & Annuity Specialty/E&S
- Target Customers
- Carriers, Brokers, MGAs/MGUs
Links
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Last updated: 2026-06-13