Overview
ClimateCharted is a climate risk assessment SaaS platform for banks and insurers, focusing on the physical climate vulnerability of buildings. The company operates in Italy and targets the European market, where an estimated 75% of climate-related losses remain uninsured -- a gap that reaches 95% in countries like Italy and Greece.
The platform delivers address-level climate risk reports in near real time, designed to integrate into the mortgage and property insurance quoting process. Reports include projected annual damage from natural hazards over a 30-year horizon, mitigation recommendations, and connections to local adaptation service providers. The company also offers business intelligence dashboards, custom IT data flows, and climate reporting tools aligned with EU Taxonomy and CSRD disclosure requirements.
ClimateCharted participates in the Forest Valley Institute Sandbox Program (Batch 12), a European accelerator that connects climate-focused innovators with financial institutions. The company also operates ScudoCat, a consumer-facing platform allowing households and SMEs to assess their own climate risk and access insurance premium discounts through documented mitigation work. Co-founders Lorenzo Campana and Giovanni Campana previously worked within GL4B (Green Light for Business), a sustainable finance and climate risk consultancy.
Products & Services
Core SaaS Platform
A B2B climate risk platform embedded into the quoting workflows of banks and property insurers. The platform provides near-real-time risk evaluation for individual buildings based on geospatial and engineering models.
Key Features
- Address-level expected annual damage projections from natural hazards over a 30-year horizon
- Mitigation recommendations paired with verified local service providers
- Business intelligence dashboards for campaign monitoring and portfolio-level climate vulnerability tracking
- Custom data flows for integration with existing IT systems
- Climate disclosure reporting flows aligned with EU Taxonomy and CSRD
Target Users: Retail and mortgage banks, P&C insurers, local authorities
ScudoCat
A consumer-facing digital platform enabling households and SMEs to assess physical climate risk, plan mitigation measures, and obtain prevention certificates that unlock insurance premium discounts and preferential loan terms.
Key Features
- Personalized, address-level climate risk assessment based on location and building profile
- Customized prevention plan with matched, quality-assured local service providers
- Prevention certificates documenting completed adaptation measures
- ROI tracking comparing user investment against projected savings from avoided damage and reduced premiums
Target Users: Households, SMEs, business consortiums, chambers of commerce
At a Glance
- Headquarters
- Milan, Italy
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Underwriting & Risk
- Subcategories
- Climate Risk Scoring Physical Risk Assessment ESG/Sustainability Data
- Insurance Verticals
- P&C Personal P&C Commercial Specialty/E&S
- Target Customers
- Carriers, Brokers
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Last updated: 2026-06-25