CHAMPTITLES

Modernizing vehicle title and registration with a national digital clearinghouse for insurers, dealers, fleets, and state DMVs

Claims Technology Growth Series C+

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Overview

CHAMP Titles is a digital vehicle title and registration management platform that modernizes motor vehicle department operations across the United States. The company replaces paper-based, legacy titling systems with secure, cloud-based digital solutions that dramatically accelerate title processing times.

At the center of CHAMP's offering is the National Digital Titling Clearinghouse (NDTC), a real-time interstate network connecting insurers, lenders, dealers, fleets, and state DMVs. Title transfers that previously took 45 or more days can be completed in under 24 hours -- often the same day. For insurance carriers, this is especially valuable in total-loss claims processing, where faster title transfer means faster asset recovery and subrogation, reducing storage costs and cycle times.

CHAMP serves two markets: state governments replacing aging DMV title and registration systems, and private-sector organizations including insurance carriers, auto dealers, fleets, and lenders that need efficient digital title management for interstate transactions. West Virginia became the first U.S. state to go live on the NDTC in 2023, and the platform supports 35M+ customers through its technology.

Products & Services

National Digital Titling Clearinghouse (NDTC)

A real-time interstate vehicle title clearinghouse connecting licensed businesses, state DMVs, insurers, dealers, fleets, and lenders.

Key Features

Same-day or sub-24-hour title processing vs. 45+ days historically
Blockchain-backed architecture for tamper-resistant record-keeping
Standardized digital documentation across all 50 states
Automated title application submission and approval workflows
AICPA SOC 2 Type II certified

Target Users: Insurance carriers (total-loss, unrecovered theft, subrogation), auto dealers (interstate transfers), fleet operators (bulk titling), service providers, and state DMVs

Digital Title and Registration Suite (DTRS)

A government-facing product suite that replaces aging title and registration systems with modern, cloud-based platforms designed for secure digital asset tracking and processing.

Key Features

Cloud-native replacement for legacy DMV systems
Secure digital asset tracking
Compliance-ready for interstate transactions
Integration with NDTC network

Target Users: State motor vehicle departments

Electronic Titling (ELT)

Electronic title issuance and management capabilities enabling digital-only title workflows for lenders and insurers.

Key Features

Digital title issuance
Lender integration for lien management
Elimination of paper title storage and handling

Target Users: Auto lenders, insurance carriers

At a Glance

Founded: 2018
Headquarters: Cleveland, Ohio
Employees: 51-200
Funding: Series C+

Category & Focus

Category: Claims Technology
Subcategories: Total-loss title processing Digital title clearinghouse Vehicle registration modernization
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers, MGAs/MGUs

Customers

West Virginia Department of Transportation (first U.S. state NDTC implementation, 2023)
Copart (largest vehicle auction platform serving the insurance industry)
Tyler Technologies (state DMV systems integration partner)
Insurance carriers (undisclosed)
Auto dealers and fleet operators