ButFor

Automated business interruption insurance claim preparation platform

Claims Technology Startup Angel

Overview

ButFor is a claims technology platform for enterprises, carriers, brokers, and claims consultants that automates the preparation of business interruption (BI) insurance claims. The platform replaces manual spreadsheet-based processes with machine learning-driven calculations, enabling claims teams to produce detailed loss reports in minutes rather than days.

The platform handles the end-to-end BI claim workflow: file acquisition, financial data processing, loss calculations, scenario analysis, approval routing, and final report generation. It integrates with ERP systems and accounting platforms to pull P&L statements, production schedules, and expense records directly, reducing the need for manual data entry. All data is stored on centralized cloud servers, providing a more secure alternative to desktop files.

ButFor targets organizations that handle complex or high-volume BI claims, including enterprises managing claims internally, insurers validating filings across multiple accounts, third-party claims consultants, law firms in litigation, and insurance brokers offering claims management tools to clients. As of mid-2026, the company operates at angel funding stage with a startup team out of San Francisco.

Products & Services

ButFor Platform

A cloud-based software tool for automating business interruption insurance claim preparation. Users upload financial documents and the platform processes the data, runs loss calculations, and generates detailed claim reports.

Key Features

Automated financial file acquisition and secure centralized storage
Machine learning-driven BI loss calculations across multiple claim scenarios
Approval workflow builder for custom multi-step submission chains
Integration with ERP and accounting systems (P&L, production schedules, expenses)
Report generation with detailed, calculation-backed outputs

Target Users: Enterprises, insurance carriers, claims consultants, brokerages, law firms, forensic accountants

Claim Prep Subscription

A subscription service for organizations needing ongoing claim preparation support, positioned as a lower-cost alternative to hiring external consultants.

Target Users: Enterprises and claim consultants with recurring BI claim volume

Policy Analyzer

A supporting tool for analyzing insurance policies in the context of business interruption coverage.

Target Users: Claims managers, brokers, legal teams

At a Glance

Founded: 2022
Headquarters: San Francisco, CA
Employees: 11-50
Funding: Angel

Category & Focus

Category: Claims Technology
Subcategories: Claims automation business interruption claims loss calculation scenario analysis
Insurance Verticals: P&C Commercial Specialty/E&S
Target Customers: Carriers, Brokers, TPAs, Agents/Agencies