Beam Benefits

Simplifying employee benefits for today's workforce with a digital-first platform

Distribution & Sales Growth Series E+

Overview

Beam Benefits (formerly Beam Dental) is a digitally-native employee ancillary benefits company that offers dental, vision, life, disability, and supplemental health coverage for employers of all sizes. The company simplifies and modernizes the $100+ billion ancillary benefits industry through its intuitive online platform, self-service tools, AI-powered underwriting, and a personalized rewards program that promotes improved overall wellness.

Founded in 2012 as Beam Brush by three engineers from the University of Louisville, the company pioneered a Bluetooth-connected smart toothbrush that tracks brushing behavior and incorporates dental hygiene data into policy pricing. From this innovative beginning, Beam expanded into a comprehensive employee benefits platform that automates the dental insurance value chain from quotes to claims for brokers, employers, and members.

Beam Benefits is available in 44 states across the United States, serving over 250,000 members. The company has achieved 219% revenue growth and continues to expand its product portfolio. Insurance products are underwritten by National Guardian Life Insurance Company (NGL), Nationwide Life Insurance Company, and Hartford Life and Accident Insurance Company, with Beam operating as the technology and distribution platform through Beam Insurance Services LLC.

Products & Services

Dental Benefits

Beam's flagship product modernizes dental insurance with AI-powered underwriting that delivers quotes in under 30 seconds. The platform automates the entire dental benefits value chain from quoting through claims processing.

Key Features

AI-powered automated underwriting
Digital quoting tool for brokers (quotes in under 30 seconds)
Beam Perks rewards program with smart Beam Brush toothbrush
Dental hygiene behavior incorporated into policy pricing
Streamlined claims processing

Target Users: Brokers, employers, employees

Vision Benefits

Beam partners with VSP Vision Care to provide comprehensive vision coverage with access to a broad network of over 121,000 vision provider access points across the country.

Key Features

Partnership with VSP Vision Care network
121,000+ provider access points nationwide
Coverage beyond basic vision needs
Integrated with Beam's digital platform

Target Users: Brokers, employers, employees

Life Insurance

Voluntary life insurance products offered through Beam's unified benefits platform, providing employees with additional financial protection options.

Key Features

Voluntary life coverage options
Digital enrollment and administration
Integrated with other Beam benefits

Target Users: Employers, employees

Disability Insurance

Short-term and long-term disability insurance products underwritten by Hartford Life and Accident Insurance Company, administered through Beam's digital platform.

Key Features

Short-term disability (STD) coverage
Long-term disability (LTD) coverage
Digital claims management
Underwritten by Hartford

Target Users: Employers, employees

Supplemental Health

A suite of supplemental health products including accident, hospital indemnity, and critical illness coverage to complement core medical plans.

Key Features

Accident insurance
Hospital indemnity coverage
Critical illness insurance
Bundled with other Beam products

Target Users: Employers, employees

At a Glance

Founded: 2012
Headquarters: Columbus, Ohio
Employees: 201-500
Funding: Series E+

Category & Focus

Category: Distribution & Sales
Subcategories: Employee Benefits Platform Digital Distribution Automated Underwriting
Insurance Verticals: Group Benefits Health
Target Customers: Brokers, Employers