ARM SA

Risk analysis, logistics security, and claims settlement specialist for the Latin American insurance market.

Underwriting & Risk Established Bootstrapped

Overview

ARM SA is a risk management and claims technology company for insurers, brokers, reinsurers, and logistics operators across Latin America. The company specializes in transport, fire, automotive, and occupational risk (ART) sectors, providing technical risk assessment, claims settlement, and logistics security services from operational centers in Buenos Aires, Argentina and Santiago, Chile.

The company delivers four proprietary technology platforms alongside its advisory services: AssessRisk for underwriting risk evaluation, SIGA for real-time fleet and cargo monitoring, ARM Adjusters Online for cloud-based claims management, and Metricles for automotive telematics. These platforms integrate GPS/GPRS device networks and cloud infrastructure to serve clients requiring both technical expertise and operational management.

Founded in 2010 and celebrating 15 years of operation in 2025, ARM SA operates 24/7 monitoring centers and maintains an active presence in regional industry forums including Miami Reinsurance Week and the Argentine Insurtech Chamber. The company is bootstrapped with no disclosed external funding.

Products & Services

AssessRisk

Risk assessment matrix platform for evaluating risk profiles and supporting insurance underwriting decisions.

Key Features

Proprietary risk evaluation matrix
Underwriting process support
Risk profile analysis and scoring

Target Users: Insurers and underwriters evaluating commercial and specialty risks

SIGA (Integrated Asset Management System)

Centralized vehicle and logistics monitoring system integrating over 60 GPS/GPRS devices for real-time fleet and cargo tracking.

Key Features

24/7 real-time fleet and cargo monitoring
Integration with 60+ GPS/GPRS tracking devices
Centralized visibility for asset management

Target Users: Freight shippers, logistics operators, and cargo insurers

ARM Adjusters Online

Cloud-based claims and document management system for streamlining claims settlement and documentation workflows.

Key Features

Cloud-based claims processing
Document management and storage
Streamlined settlement workflows

Target Users: Insurance adjusters and claims departments

Metricles

Telematics platform for automotive insurance providing vehicle usage analytics and data-driven risk insights.

Key Features

Vehicle usage data collection and analytics
Automotive risk assessment data
Telematics-based pricing support

Target Users: Automotive insurers and underwriters

Risk Analysis & Management Services

Technical risk assessment services spanning fire, automotive, transport, and occupational risk categories.

Key Features

On-site risk surveys and technical assessments
Risk improvement recommendations
Independent and impartial risk evaluation

Target Users: Insurers and reinsurers requiring technical field assessments

Claims Settlement & Loss Adjustment

Specialized claims settlement and loss adjustment with credibility assessment capabilities for evaluating claim authenticity.

Key Features

Claims investigation and settlement
Loss quantification and adjustment
Credibility assessment for claim evaluation

Target Users: Carriers handling commercial, cargo, and specialty claims

At a Glance

Founded: 2010
Headquarters: Buenos Aires, Argentina
Employees: 51-200
Funding: Bootstrapped

Category & Focus

Category: Underwriting & Risk
Subcategories: Risk assessment Claims management Telematics Logistics security Loss adjustment
Insurance Verticals: P&C Commercial Specialty/E&S Reinsurance Workers Compensation
Target Customers: Carriers, Brokers, Reinsurers