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Anivo 360

Digital bancassurance platform for banks and insurers to distribute insurance products via white-label SaaS

Distribution & Sales Growth Bootstrapped
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Overview

Anivo 360 AG is a Swiss bancassurance technology provider offering a white-label SaaS platform that enables banks and financial institutions to develop, distribute, and manage insurance products through digital channels. The company focuses on the bancassurance segment -- helping banks act as insurance distribution points for their retail and SME customers.

Its core product, AnivoCore, is a multi-client platform that supports the full value chain of insurance product management on a single system. The platform incorporates video-based consultation capabilities, enabling bank advisors or third-party specialists to conduct paperless insurance policy completions via video call without requiring physical signatures. Deployment is designed as "plug and play" to minimize integration effort for partner banks.

Founded in 2015 and headquartered in Steinhausen, Switzerland, Anivo 360 operates with distributed teams in Switzerland and Austria. The company is 100% privately held by management, employees, and private investors. In early 2021, four new Swiss bank partners were signed, representing a combined balance sheet of approximately CHF 130 billion. Insurance carrier partners include Baloise, AXA Arag, Concordia, and Vorarlberger Landes-Versicherung (VLV).

Products & Services

AnivoCore Platform

A multi-client white-label SaaS platform for the end-to-end management of insurance product development, distribution, and administration. Designed for rapid deployment at partner banks with minimal IT integration requirements.

Key Features

  • Multi-client white-label deployment for banking platforms
  • Full insurance product lifecycle management on a single system
  • API-based "Plug and Play" integration for bank IT environments

Target Users: Banks and financial institutions seeking to offer insurance products to their customers

Anivo360 SaaS Service

A software-guided video consultation service that enables fully digital, paperless life insurance policy conclusions via video call. Allows bank consultants or third-party specialists to advise and close insurance policies in real time during a customer session.

Key Features

  • Paperless policy conclusion via video consultation
  • Real-time three-party video conferencing (bank, specialist, customer)
  • High conversion rates through guided digital advisory workflows

Target Users: Banks and insurance specialists conducting digital advisory sessions

Insurance-as-a-Service

A hybrid model combining online sales with video-based expert consultation. Specialists deliver insurance advice via video conversation integrated within the bank consultation flow, enabling immediate policy conclusion.

Key Features

  • Video-embedded insurance consulting within bank customer journeys
  • Immediate policy conclusion without physical documentation
  • Exclusive insurance products via carrier partnerships

Target Users: Banks distributing insurance products to retail and SME customers

At a Glance

Founded
2015
Headquarters
Steinhausen, Switzerland
Employees
51-200
Funding
Bootstrapped

Category & Focus

Category
Distribution & Sales
Subcategories
Bancassurance Platform White-Label Distribution Video-Based Insurance Sales
Insurance Verticals
Life & Annuity P&C Personal P&C Commercial Health
Target Customers
Carriers, Brokers

Customers

  • BLKB (Basellandschaftliche Kantonalbank) -- partnership for mortgage insurance solutions
  • Four undisclosed Swiss banks representing approximately CHF 130 billion in combined assets (signed 2021)

Last updated: 2026-06-12