AiGinet

AI-powered insurance management for consumers and enterprises

Customer Engagement Established Public

Overview

AiGinet is a South Korean insurtech company offering AI-powered insurance management and optimization tools to individual consumers and enterprise clients. Founded in 2014 by Kim Chang-gyun and Kim Ji-tae, the company developed its platform to address information asymmetry in the Korean insurance market, where consumers often hold overlapping or underutilized coverage without visibility into their full policy portfolios.

The companys flagship product, Bodac (??), is a mobile application that aggregates insurance policies, analyzes coverage gaps, facilitates claims submission across multiple policies in a single transaction, and surfaces unclaimed benefits. Bodac leverages the Korean MyData standard for secure, real-time access to policyholder data. On the B2B side, AiGinet provides white-label insurance platform capabilities and API integrations that allow carriers, brokers, and financial institutions to embed insurance diagnostics into their own products. The platform has processed over 200 million insurance diagnoses and maintains more than 2 million active users.

AiGinet became the first insurtech company listed on the Korea Exchange (KOSDAQ) in February 2025 under ticker 462980. In Q1 2026 the company reported KRW 39.02 billion in revenue, a 15.6% year-over-year increase, with operating income rising to KRW 3.33 billion -- an improvement from near-zero the prior year. The company has received recognition from the Financial Times Asia Pacific High Growth Companies list in 2024 and 2025, and ranks as the top insurance application on Google Play in South Korea.

Products & Services

Bodac (??)

Bodac is AiGinets consumer-facing mobile application for insurance management and optimization. Available on Android and iOS, the app aggregates a users insurance policies through MyData integration and provides tools for analysis, claims submission, and benefit discovery.

Key Features

Insurance diagnosis using data from over 2 million diagnostic records to surface coverage gaps and improvement recommendations
Consolidated view of premiums, riders, benefit amounts, and suitability scores for alternative products
Paperless multi-policy claims submission, including family member coverage, processed in a single mobile transaction
Hidden benefit discovery that identifies unclaimed insurance proceeds from existing contracts
MyData-based instant policy enrollment and secure account linking

Target Users: Individual insurance consumers in South Korea

Enterprise Insurance Platform

AiGinet provides B2B white-label insurance management capabilities for insurance carriers, financial institutions, and distribution partners seeking to add insurance diagnostics or claims functionality to their platforms.

Key Features

REST API for embedding insurance diagnosis and management into third-party applications
White-label deployment option for branded consumer experiences
AI-based consultation tools for insurance sales representatives

Target Users: Insurance carriers, brokers, and financial institutions