Overview
91Bihu is a SaaS distribution platform for auto insurance agents and merchants in China, enabling multi-insurer quoting, policy management, and customer relationship workflows through a single mobile-first interface. The platform integrates directly with six major Chinese insurers -- PICC, Ping An, Pacific Insurance, China Life Financial, China United, and TAIC -- giving agents access to multiple carrier systems without switching platforms.
The core product, the Robot Car Insurance System, delivers license-plate-based quote generation with a reported 10-second turnaround and 95%+ success rate, automated reconciliation of daily insurer statements, and H5 shareable quote documents distributable via WeChat and QQ. A four-tier product lineup ranges from a basic renewal inquiry tool to a fully API-customizable Interface Edition for agents with existing ERP infrastructure.
91Bihu also offers an embedded SDK suite allowing insurance merchants to integrate the robot car insurance engine into their own Android, iOS, and web applications. The company operates under ICP license ?ICP?14055962? and was identified as a candidate for Beijing's Specialized and Innovative (zhuan jing te xin) SME designation in the 2021 government batch.
Products & Services
Robot Car Insurance System (???????)
A multi-tier SaaS platform for Chinese auto insurance agents providing license-plate-based quoting, policy lifecycle management, and insurer reconciliation. Available in four editions: Basic, Standard, Interface, and Hardware.
Key Features
- License-plate and VIN-based vehicle information retrieval with 90%+ success rate
- 10-second automated quote generation across multiple insurers (95%+ success rate)
- Automated daily statement reconciliation from insurer systems
- H5 mobile quote slips shareable via WeChat and QQ; auto-generated e-policies post-underwriting
- Vehicle owner CRM with renewal reminders and push notifications
- Full order lifecycle tracking from quoting through document shipment
Target Users: Auto insurance agents and brokers in China
Embedded Robot Integration SDK
A developer-facing SDK suite enabling insurance merchants to embed the 91Bihu robot car insurance system into their own applications and platforms. Supports Android (Java), iOS (Objective-C), web (JavaScript/H5), and backend (.NET/C#) integration patterns.
Key Features
- Federated/unified login across merchant apps and the 91Bihu platform
- Full robot car insurance functionality embedded within merchant-branded interfaces
- WeChat site support for web-embedded deployments
- API documentation and integration guides via GitHub
Target Users: Insurance merchants and platform operators building branded auto insurance products
At a Glance
- Founded
- 2014
- Headquarters
- Haidian District, Beijing, China
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Multi-insurer quoting agent workflow automation embedded insurance SDK
- Insurance Verticals
- P&C Personal
- Target Customers
- Agents/Agencies
Customers
- Not publicly disclosed; platform is designed for auto insurance agents and merchants
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Last updated: 2026-06-11