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Widgetlabs

Agile technology development partner for insurers and InsurTech ventures

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Overview

Widgetlabs is an insurtech infrastructure and product development company based in Cologne, Germany, serving insurers and InsurTech startups as a technical development partner and co-founding entity. The company provides native mobile application development, AI solutions, blockchain implementations, and scalable backend services tailored specifically to insurance use cases.

The company delivers software products using lean startup methodology and agile development processes, taking projects from initial concept through to production-ready systems. Services span native iOS and Android apps, custom AI and machine learning integrations for insurance workflows, and smart contract solutions for decentralized insurance product structures.

Founded in 2007, Widgetlabs has positioned itself at the seed stage of the InsurTech ecosystem, both as a hands-on development shop for established carriers and as a co-founding partner for early-stage InsurTech ventures. The company is backed by InsurTech.vc and listed in The Digital Insurer InsurTech Directory.

Products & Services

Native Mobile App Development

Custom iOS and Android application development for insurers and InsurTech startups using lean startup principles and agile delivery. Applications are built from concept to production-ready release.

Key Features

  • Native iOS and Android development
  • Lean startup and agile delivery methodology
  • Insurance-specific UX and workflow design

Target Users: Carriers and InsurTech startups building policyholder-facing mobile products

Custom AI Solutions

Machine learning and AI integrations tailored to insurance workflows, including underwriting support and customer-facing product features.

Key Features

  • Custom AI and machine learning model development
  • Insurance workflow integrations
  • Underwriting and product intelligence applications

Target Users: Carriers and InsurTechs seeking AI-augmented insurance products

Blockchain and Smart Contract Solutions

Custom blockchain implementations and smart contract development for insurance use cases, enabling decentralized product structures and transparent claims processing.

Key Features

  • Custom blockchain architecture for insurance
  • Smart contract development
  • Decentralized claims and policy logic

Target Users: Carriers and InsurTechs exploring blockchain-based insurance products

Scalable Backend Development

Backend infrastructure and platform development supporting insurance digital transformation, designed for scalability across InsurTech product launches and carrier digitization programs.

Key Features

  • Scalable cloud-ready backend architecture
  • Insurance platform API development
  • Support for carrier digital transformation initiatives

Target Users: Carriers and InsurTechs requiring production-grade backend infrastructure