Solinify

Insurance software platform for UAE and GCC carriers, brokers, and Takaful operators

Core Administration Startup Bootstrapped

Overview

Solinify is an insurance software development studio serving UAE and GCC carriers, brokers, and Takaful operators across the P&C and specialty insurance verticals. Founded in 2021 in Dubai, the studio builds purpose-built insurance platforms with native support for UAE Insurance Authority (IA) and Central Bank of UAE (CBUAE) regulatory requirements, Islamic insurance (Takaful) product architectures, and bilingual Arabic/English documentation.

The company delivers six core platform categories: policy management, claims processing, underwriting automation, insurance agent portals, broking and distribution platforms, and regulatory compliance reporting. Platforms run on AWS UAE Region infrastructure built with Python, Node.js, and React. Key integrations include Stripe for payments, DocuSign for e-signatures, and WhatsApp Business API for policyholder communication.

Since 2021, Solinify has delivered more than 50 insurance technology solutions for clients in the UAE market. Published customer outcomes include 70% faster claims processing for a UAE life insurer and 99.9% commission accuracy for a Dubai broker. The company is bootstrapped and operated by a team of fewer than ten employees.

Products & Services

Policy Management System

Lifecycle policy management platform for conventional and Takaful insurance products, covering quoting, issuance, endorsements, renewals, and cancellations.

Key Features

Product catalog configuration for both conventional and Takaful product structures
Policy document generation with bilingual Arabic/English output
Endorsement processing, renewal workflows, and cancellation handling with full audit trails
Account structure management for conventional and Takaful fund accounting

Target Users: UAE and GCC insurance carriers, Takaful operators

Claims Processing & Tracking

Digital claims intake and management platform with document handling, assessor assignment, workshop integration, and settlement processing.

Key Features

Multi-channel claims intake via web and mobile with document management and automatic routing
Assessor assignment workflows and third-party repair workshop integration
Settlement processing with automated payment handling
Real-time claims status tracking for policyholders via mobile app

Target Users: Insurance carriers, Takaful operators

Underwriting Automation

Rule-based underwriting engine with automated risk scoring and quote-to-bind workflow support.

Key Features

Configurable underwriting rules with external data integration (credit scoring, loss history)
Risk-based premium calculation engine
Manual review queue for complex and edge-case risks
Quote-to-bind workflow with straight-through processing capability

Target Users: Insurance carriers

Insurance Agent Portals

Mobile-first agent portal with product catalog access, commission tracking, and bilingual Arabic/English support.

Key Features

Real-time commission calculations with multi-level agent hierarchy support
Agent performance dashboards with full commission audit trails
Product catalog access and quote generation tools
IA and CBUAE-compliant reporting for agent activities

Target Users: Insurance agents, brokers

Broking & Distribution Platforms

Multi-carrier quoting and comparison platform with commission reconciliation and regulatory reporting.

Key Features

Real-time premium and commission calculations across multiple carriers
Commission reconciliation workflows for direct and indirect distribution channels
Regulatory reporting in IA and CBUAE formats
Multi-carrier comparison and quote-to-bind capability

Target Users: Insurance brokers

RegTech & Compliance Reporting

Automated regulatory submission system for Insurance Authority (IA) and Central Bank of UAE (CBUAE) reporting requirements.

Key Features

Automated report generation in IA and CBUAE-compliant formats
Data residency hosted in UAE AWS region for IA compliance
Real-time regulatory change tracking
Compliance monitoring dashboards

Target Users: Insurance carriers, Takaful operators, UAE-licensed brokers

At a Glance

Founded: 2021
Headquarters: Dubai, United Arab Emirates
Employees: 1-10
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Claims Technology Underwriting & Risk Distribution & Sales Compliance & Regulatory
Insurance Verticals: P&C Personal P&C Commercial Specialty/E&S
Target Customers: Carriers, Brokers

Customers

UAE life insurer (70% reduction in claims processing time; NPS improvement of 45 points)
Dubai broker (99.9% commission accuracy; regulatory reporting time reduced from 3 days to 2 hours)
Abu Dhabi Takaful operator (same-day policy issuance; 50% faster Shariah review process)