Sebaot Software

Core administration and portfolio management software for Paraguay's insurance industry.

Core Administration Established Bootstrapped

Overview

Sebaot Software is a policy administration and portfolio-management software provider for insurance companies, brokerages, and independent agents in Paraguay's P&C insurance market. Founded in 1995 and based in Asuncion, the company has operated as a privately held, self-funded software house serving the insurance sector exclusively since its founding.

The company's core product, Intersebaot, is a policy administration system covering emissions, claims, treasury, reinsurance, collections, accounting, and HR for insurers. Companion products extend the same data model to other participants in the distribution chain: Sebaot Broker's manages brokerage portfolios and integrates with Intersebaot, Sebaot 128 supports individual agents with multi-insurer commission tracking and compliance with Paraguay's Regulation 128/12, and Sebaot CRA tracks insurance coverage across asset classes for corporate risk managers. A set of companion web and mobile applications cover policyholder self-service, claims reporting, inspection, and collections.

According to the company, 32 of Paraguay's approximately 37 insurance companies, roughly 86% of the national insurance market, run on Sebaot's systems, and more than 200 individual agents use Sebaot 128. No external funding, investors, or acquisitions were identified; the company appears to have grown on client revenue since 1995.

Products & Services

Intersebaot

Core administration system for insurance companies, with modules for emissions, claims, treasury, reinsurance, collections, accounting, and human resources.

Key Features

Risk cumulus control and automated reinsurance cessions
Automated regulatory reporting and accounting entries
Mass file uploads and document digitization
Real-time analytics and reporting

Target Users: Insurance companies

Sebaot Broker's

Portfolio-control system for insurance brokerages that integrates with Intersebaot.

Key Features

Client record, policy, and claims tracking
Commission-flow management
Automated electronic books for regulatory record-keeping
Sales and renewal management, mass data migration

Target Users: Insurance brokerages

Sebaot 128

Portfolio-management system for individual insurance agents.

Key Features

Multi-insurer operation
Automatic compliance with Paraguay's Regulation 128/12
Commission tracking by policy and company
Web-based automatic updates

Target Users: Individual insurance agents (200+ reported users)

Sebaot CRA

Corporate risk-control platform, launched December 2014, that tracks insurance coverage across asset categories (life, fire, transport, auto, liability, agricultural, and others) for enterprises and corporate groups. Integrates with Intersebaot and supports multi-company groups.

Target Users: Corporate risk managers, multi-company groups

Supporting web/mobile applications

A family of companion apps: Sebaot Web, Service Verifier, an Insured Portal for policyholder self-service, a Corporate Claims Portal, a Workshop webapp for auto-repair-shop coordination, and Inspection, Collections, and Claims apps, several available on tablet and mobile.

At a Glance

Founded: 1995
Headquarters: Asuncion, Paraguay
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Agency/Broker Management Corporate Risk Management
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers, Brokers, Agents/Agencies