ReSpark
End-to-end SaaS policy administration for tech-enabled insurers -- no percentage-of-premium, no VC overhang.
Overview
ReSpark is an end-to-end SaaS policy administration system purpose-built for tech-enabled insurers. Founded in 2020 and incubated by Bema Technologies, ReSpark joined the Insurtech Gateway portfolio in October 2021. The platform gives MGAs and program administrators the tools to implement complex insurance products rapidly and at a fraction of traditional costs.
Unlike legacy policy administration systems that charge a percentage of premium or take commissions, ReSpark uses flat-fee SaaS pricing. The company is entirely self-funded without venture capital overhang, allowing it to prioritize customer value over investor-driven growth targets.
ReSpark is carrier-agnostic -- customers retain full control over their insurance markets and commission structures. The platform is designed to be accessible to early-stage insurtechs, maintainable by small teams, and capable of supporting complex multi-line products without requiring extensive professional services engagements.
Products & Services
Policy Lifecycle Management
A unified platform handling rating, quoting, binding, issuing, endorsements, renewals, and claims. The system manages the full policy lifecycle in one place, eliminating the need for multiple disconnected tools across the program administration workflow.
Key Features
- Rating engine with configurable product logic
- Quote-to-bind with issuance and document generation
- Endorsement and renewal processing
- Claims management integration
- Flat-fee pricing regardless of policy volume
Target Users: MGAs, program administrators, tech-enabled insurers
Configurable Product Architecture
The platform adapts to specific workflows, product lines, and regulatory requirements for different insurance programs. Complex insurance products can be implemented without extensive custom development or lengthy vendor build cycles.
Key Features
- Flexible, configurable architecture for multi-line products
- Adapts to carrier-specific regulatory requirements
- Rapid product implementation timeline
Target Users: Program managers launching new insurance products
AI and Data Integration Layer
ReSpark integrates with external data analysis and AI platforms, providing a modern data foundation for tech-enabled insurer operations without requiring a proprietary data stack.
Key Features
- Open integration architecture for AI and analytics tools
- API-accessible policy data
- Cloud-native SaaS deployment
Target Users: MGAs and program operators leveraging third-party AI/analytics vendors
At a Glance
- Founded
- 2020
- Headquarters
- Hanover, New Hampshire, USA
- Funding
- Bootstrapped
Category & Focus
- Category
- Core Administration
- Subcategories
- Policy Administration MGA Technology
- Insurance Verticals
- P&C Commercial Specialty/E&S
- Target Customers
- MGAs/MGUs, Carriers
Customers
- Lassie (MGA -- selected ReSpark for transparency and responsive development)
- Charles Taylor InsureTech (policy administration integration)
- Insurtech Gateway (portfolio -- program support and industry access)
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Last updated: 2026-04-08