Overview
Plottera is a usage-based insurance (UBI) and telematics data platform for motor insurers and auto manufacturers, serving the P&C personal and commercial auto insurance verticals.
The company's core product, Plottera Insurance, converts vehicle telematics data into driver risk profiles, flags risky behavior before it results in a claim, and supports premium adjustment and retention programs for safer drivers. It supports more than 300 telematics hardware device types alongside native Android and iOS SDKs (Plottera Drive) that collect GPS and gyroscope data from smartphones, and the company describes the offering as an API-centric platform for insurer integration. The same telematics core powers two adjacent products: Plottera Track, a consumer vehicle-tracking and theft-recovery service, and Plottera Fleet, a fleet-management product for commercial vehicle operators.
Founded in 2014 and headquartered in Tallinn, Estonia, Plottera operates as a small, founder-led company with 1-10 employees and no external funding identified. The company has not disclosed named insurer customers or case studies publicly; it reports product-level metrics including a 93.2% stolen-vehicle recovery rate tied to its insurance-linked tracking hardware and a 67% reduction in risky driving behavior among fleet customers.
Products & Services
Plottera Insurance
Usage-based insurance product that converts vehicle telematics data into driver risk profiles for motor insurers.
Key Features
- Driver risk scoring from live vehicle data
- Reckless-driving alerts intended to flag risk before it causes a claim
- Premium-adjustment and retention support for lower-risk drivers
- Support for 300+ telematics hardware device types
- Native Android/iOS SDK (Plottera Drive) for phone-based data collection
- Gamification features intended to encourage safer driving habits
Target Users: Motor insurers and auto manufacturers
Plottera Track
Consumer vehicle-tracking and theft-recovery service built on the same telematics core as Plottera Insurance.
Key Features
- Location updates reported at 1-7 second intervals
- Reported 95% stolen-vehicle recovery rate
- Reported average recovery time of 65 minutes
Target Users: Individual vehicle owners
Plottera Fleet
Fleet-management product for commercial vehicle operators, built on the same telematics core.
Key Features
- Reported 67% reduction in risky driving behavior among fleet drivers
- Three years of stored trip data
- Reported processing of 1.75+ million daily location data points
Target Users: Fleet operators and businesses managing commercial vehicles
At a Glance
- Founded
- 2014
- Headquarters
- Tallinn, Estonia
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Data & Analytics
- Subcategories
- Telematics Usage-Based Insurance (UBI) Driver Risk Scoring
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers, Consumers
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Last updated: 2026-08-07