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p1Runoff

Insurance portfolio management software for run-off, direct insurance, and reinsurance.

Core Administration Established Bootstrapped
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Overview

p1Runoff is an insurance portfolio management platform developed by HMR Group, serving carriers and run-off specialists that need to consolidate and administer complex books of business. The platform addresses direct insurance, reinsurance, and run-off portfolios, with support for multi-currency operations and multiple simultaneous books of business.

The company's flagship product, the P1 Insurance Management Platform, is a cloud-hosted application running on Microsoft Azure that centralizes claims data, contract management, and financial reporting into a single integrated system. It includes over 30 standard financial reports, legal invoice bill review, deductible recovery automation, and integration with the AM Best Insurance Company Master database. A companion module, P1 Life, handles life insurance policy administration with support for multi-country operations and all 50 US states. HMR Group's engineers hold CISSP, Cisco, and Microsoft certifications.

HMR Group positions itself as a specialist in legacy system replacement and run-off portfolio management for the insurance and reinsurance industry. Customers include Fosun, which migrated three legacy systems to the P1 run-off platform two months ahead of a six-month schedule, and Aylesbury Insurance, whose CEO -- a former Enstar Group CEO -- described P1 as one of the most comprehensive and fully-integrated systems he encountered in 30 years of industry experience.

Products & Services

P1 Insurance Management Platform

Cloud-hosted policy and claims administration system for direct insurance, run-off, and reinsurance portfolios. Consolidates fragmented books of business into a single application with real-time access from any location.

Key Features

  • Multi-currency, multi-book-of-business management
  • 30+ standard financial reports with business intelligence access
  • Legal invoice bill review and deductible recovery automation
  • AM Best Insurance Company Master Listing integration
  • Customizable approval tiers and authorization levels
  • Facultative and treaty reinsurance support
  • Legacy data migration in as little as 90 days

Target Users: Insurance carriers, run-off specialists, reinsurers

P1 Life Insurance Management

Dedicated module for life insurance portfolio administration, supporting multi-country operations and all 50 US states.

Key Features

  • 30+ online policy administration functions
  • EFT and credit card premium processing with automatic bill collection
  • Bilingual correspondence generation (English and Spanish)
  • Policy conversion (Term to Whole Life), yearly renewal, and decreasing term options
  • DocuRead imaging storage and retrieval
  • Automatic policy quoting and rating across all 50 US states
  • Multiple billing modes: monthly, quarterly, semi-annual, annual

Target Users: Life insurance carriers, run-off specialists managing life portfolios

Microsoft Azure Cloud Migration

Migration consulting and implementation for insurance companies moving from legacy or on-premise systems to Microsoft Azure. HMR holds Microsoft Certified status.

Target Users: Insurance carriers with legacy on-premise infrastructure

Network Security and Infrastructure Design

Cisco-certified and CISSP-certified network security engineering covering all eight CISSP Common Body of Knowledge domains, including Software Development Security, Security and Risk Management, Asset Security, and Identity and Access Management.

Target Users: Insurance carriers requiring network security assessments or infrastructure redesign

At a Glance

Headquarters
Bradenton, Florida, USA
Employees
1-10
Funding
Bootstrapped

Category & Focus

Category
Core Administration
Subcategories
Policy Administration Claims Management Run-Off Management Reinsurance Administration
Insurance Verticals
P&C Commercial Specialty/E&S Reinsurance Life & Annuity
Target Customers
Carriers, Reinsurers

Customers

  • Fosun -- migrated three legacy systems to P1 run-off platform, completed two months ahead of a six-month schedule
  • Aylesbury Insurance -- CEO Karl J. Wall (former Enstar Group CEO) provided public endorsement

Last updated: 2026-06-04