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Onesurance

AI-powered portfolio analytics for insurance intermediaries

Data & Analytics Startup Seed
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Overview

Onesurance is a B2B SaaS analytics platform for insurance intermediaries, brokers, and insurers. The platform processes client portfolio data to surface retention risks, cross-sell opportunities, and new business prospects, serving organizations with 10,000 or more customers. It is currently deployed across the Netherlands and Belgium, with expansion underway in Germany and interest from North American markets.

The platform is built around an AI Decision Engine that continuously analyzes portfolio data and executes through a set of modular products -- each targeting a distinct stage of the customer lifecycle, from acquisition and cross-sell to retention, compliance, and profitability scoring. Delivery is via SaaS with integrations into major Dutch and European agency management systems (ANVA, CCS, MSS, Acturis) and CRMs (Salesforce, HubSpot). Infrastructure runs on Azure EU, and customer data remains client-owned and GDPR-compliant.

Founded in 2022 by an insurance industry veteran and a data scientist, Onesurance raised a seed round in October 2024 led by Curiosity VC with Smarter Ventures and a strategic insurance angel co-investing. Customers include leading intermediaries and brokers across the Netherlands and Belgium; the company cites results such as a top-10 intermediary achieving 75% reduction in policy cancellations and retaining EUR 950K in customer value within three months.

Products & Services

Top Defend

Retention risk identification module that analyzes the customer portfolio to detect clients at risk of cancellation and surfaces actionable interventions for account managers.

Key Features

  • Real-time churn risk scoring per client
  • Actionable alerts for account managers
  • Integration with AMS and CRM workflows

Target Users: Insurance intermediaries and brokers

Top Sales

Cross-sell and upsell opportunity identification. Flags existing clients as candidates for additional products based on behavior signals and profile data.

Key Features

  • Cross-sell opportunity ranking per client
  • Upsell recommendations aligned to existing product mix
  • Portfolio-wide coverage gap analysis

Target Users: Insurance intermediaries and brokers

Top Acquire

New business prospect identification using lookalike modeling based on current portfolio analytics.

Key Features

  • Lookalike modeling from existing client base
  • Acquisition target scoring and prioritization
  • Lead generation support for new business teams

Target Users: Insurance brokers and intermediaries

TopRisk

Risk assessment and policy expansion analysis for underwriters and brokers evaluating exposure.

Key Features

  • Exposure evaluation per client and portfolio
  • Data-informed coverage decision support
  • Risk signal aggregation across portfolio

Target Users: Underwriters, brokers

Top Care

Compliance and duty-of-care monitoring to help intermediaries meet regulatory requirements for client suitability and coverage adequacy.

Key Features

  • Client suitability monitoring
  • Coverage adequacy flagging
  • Regulatory compliance tracking

Target Users: Insurance intermediaries, compliance teams

Top Fit

Customer value calculation that scores and ranks clients by profitability to guide service and relationship investment decisions.

Key Features

  • Client profitability scoring
  • Portfolio-level value segmentation
  • Prioritization support for account management

Target Users: Insurance intermediaries and brokers

AI Agents (Mail, Chat, Bulk, Research)

Automation layer that executes on insights from the core modules. Agents can send outreach emails, handle chat interactions, run bulk campaigns, and conduct research tasks without manual intervention.

Key Features

  • Autonomous outreach email generation and sending
  • Chat-based client interaction handling
  • Bulk campaign execution

Target Users: Insurance intermediaries, brokers

At a Glance

Founded
2022
Headquarters
Breda, Netherlands
Employees
1-10
Funding
Seed

Category & Focus

Category
Data & Analytics
Subcategories
Portfolio Analytics Churn Prediction Cross-Sell Intelligence AI Agents
Insurance Verticals
P&C Personal P&C Commercial
Target Customers
Brokers, Carriers

Customers

  • Allianz
  • Nationale Nederlanden
  • Achmea
  • Alpina Group
  • Maxpool
  • Soderberg Partners
  • Van Dessel
  • Concordia
  • Fidus
  • NDB Groep

Last updated: 2026-06-04