OIB Solutions

Core Insurance platform for insurers, MGAs, and brokers -- policy, claims, and AI distribution in one system

Core Administration Startup Bootstrapped

Overview

OIB Solutions is a core insurance administration platform for insurers, MGAs, brokers, and delegated underwriting agents, founded in Paris in 2023. The platform covers the full contract lifecycle -- policy issuance, premium collection, renewals, endorsements, claims management, and cancellations -- delivered as a cloud-native SaaS and API-first system.

The platform integrates conversational AI distribution through ChatGPT, Claude, Gemini, and Mistral, enabling policyholders to request quotes and sign up for coverage within chat interfaces. A no-code rules engine allows carriers and MGAs to configure tarification and product rules without custom development. The system targets deployment timelines of approximately four weeks, compared to six to twelve months for traditional core system implementations.

Since its 2023 founding by Nicolas Ruetig, Philippe Mangematin, and David Dumont, OIB Solutions has signed five production clients managing over 500,000 contracts, including WTW France and ODEALIM, which launched platforms on the system in 2025. The company is bootstrapped and based in Paris with an additional office in Toulouse.

Products & Services

Core Insurance Platform

A full-lifecycle contract management system handling policy underwriting, premium collection, renewals, endorsements, claims processing, and cancellations. Clients include property, construction, and specialty lines insurers.

Key Features

No-code rules engine for product configuration and tarification
Automated deadline tracking and compliance alerts
Automated document generation for policies and claims correspondence
AML-CFT compliance module and GDPR-native architecture

Target Users: Insurers, MGAs, brokers, and delegated underwriting agents

AI Distribution Module

Integration layer connecting the core platform with conversational AI systems (ChatGPT, Claude, Gemini, Mistral). Policyholders interact through chat interfaces to obtain personalized quotes and complete subscription with embedded e-signatures.

Key Features

Multi-LLM support (ChatGPT, Claude, Gemini, Mistral)
Embedded e-signature for in-chat policy subscription
Real-time quote engine via REST API

Target Users: Insurers and MGAs distributing products through digital and broker channels

REST API

Headless API layer enabling third-party system integrations, comparator distribution, and multi-product portfolio management. Average response time under 160ms.

Key Features

Real-time rate quotations and policy management
Multi-product and portfolio management
Electronic signature integration

Target Users: Carriers and MGAs integrating with broker networks or distribution platforms

At a Glance

Founded: 2023
Headquarters: Paris, France
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Claims Management AI Distribution
Insurance Verticals: P&C Commercial Specialty/E&S
Target Customers: Carriers, Brokers, MGAs/MGUs

Customers

WTW France (insurance brokerage) -- production platform launched 2025
ODEALIM (real estate / construction insurance specialist) -- construction damage (dommages-ouvrage) platform launched 2025
AMIG Assurances (insurance carrier)
Assurlib.com (Groupe Tolede) -- online insurance digital underwriting portal
Health Compass (health insurance) -- API-based distribution through comparators and brokers