Octo Telematics
Telematics and IoT analytics platform for auto insurance -- connecting driving data to risk, claims, and mobility.
Overview
Octo Telematics is a telematics and IoT data analytics platform for the auto insurance industry, serving carriers, fleet operators, automotive OEMs, and mobility providers worldwide. Founded in Rome in 2002, the company offers usage-based insurance (UBI) enablement, connected vehicle intelligence, and claims automation as B2B SaaS and API-based services.
The platform is built on a proprietary database that spans over 610 billion kilometres of driving data and more than 525,000 analyzed crash and claims events. Core products include insurance telematics for UBI and pay-as-you-drive programs, a crash detection and FNOL claims workflow engine, a smartphone-based telematics SDK (DigitalDriver), and fleet and mobility management tools. Octo also manufactures OBD dongles and black-box devices distributed to insurance partners for hardware-based data collection.
With more than 6 million connected users globally, Octo holds the largest telematics database in the insurance sector by driving data volume. The company has offices in Boston, London, Madrid, Stuttgart, Sao Paulo, and Shanghai in addition to its Rome headquarters. Current investors include Pamplona Capital Management, Tennine AG, and Sir John Peace; CEO Corrado Sciolla joined in April 2024.
Products & Services
OCTO Motor Insurance
Insurance telematics platform for auto carriers running UBI and pay-as-you-drive programs.
Key Features
- Driving behavior risk scoring and portfolio analytics for underwriting
- Automated crash detection, FNOL, and claims workflow management -- reduces claim cycle from weeks to approximately one hour
- Theft detection and driver safety scoring
Target Users: P&C auto carriers and MGAs operating UBI programs
DigitalDriver
Smartphone SDK allowing insurers to collect telematics data without hardware.
Key Features
- iOS and Android SDK with mobile-based telematics data collection
- Driving behavior analysis via smartphone sensors
- Drop-in integration for existing insurer mobile apps
Target Users: Carriers and MGAs seeking hardware-free UBI deployment
SaferDriveWithRewards
Behavior-based rewards program co-developed with Mastercard.
Key Features
- Safe driver rewards and benefit delivery tied to telematics scores
- Mastercard-powered discount and loyalty integration
- White-label deployment for insurer partner programs
Target Users: Auto carriers seeking policyholder engagement and retention tools
OCTO Smart Mobility
Telematics and fleet management solutions for non-insurance mobility operators.
Key Features
- Real-time vehicle tracking and driver behavior monitoring for commercial fleets
- IoT-connected platform for car-sharing, bike-sharing, and rental operators (400,000+ monthly vehicle rentals managed)
- OEM connected car services including vehicle diagnostics and data monetization
Target Users: Fleet operators, rental companies, vehicle-sharing services, automotive OEMs
Smart Analytics
Data intelligence platform built on Octo's proprietary telematics database.
Key Features
- Benchmarking and risk modeling drawing on 610+ billion km of driving data
- Predictive analytics and actuarial tools for portfolio management
- Crash and claims event analysis across 525,000+ certified incidents
Target Users: Carriers and reinsurers seeking market benchmarking and risk insight
OCTO Devices
Proprietary connected vehicle hardware for data collection.
Key Features
- OBD dongles and black-box telematics devices
- Global distribution through insurance partners
- CAN-bus and OBD data integration with Octo's cloud platform
Target Users: Insurance partners requiring hardware-based telematics deployment
At a Glance
- Founded
- 2002
- Headquarters
- Rome, Italy
- Employees
- 201-500
- Funding
- PE-Backed
Category & Focus
- Category
- Data & Analytics
- Subcategories
- Telematics Usage-Based Insurance Claims Technology Connected Vehicle
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers, MGAs/MGUs
Customers
- Sedgwick (strategic telematics partnership, May 2026)
- Agos Renting
- Energica (Italian electric motorcycle OEM)
- Uber (General Manager Southern Europe engagement)
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Last updated: 2026-06-04