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Nico Seguros

Centralized insurance management for enterprises, brokers, and policyholders

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Overview

Nico Seguros is an insurance management software platform targeting enterprises, insurance brokers, and policyholders in Latin America. Operating as a CMF-regulated insurance broker (NICO Corredores de Seguros SpA) in Chile, the company provides tools to consolidate and automate policy administration across multiple insurers and stakeholders.

The platform delivers a cloud-based SaaS solution covering policy lifecycle management, endorsement handling, contract-to-asset associations, and AI-driven process automation. Key capabilities include multi-stakeholder account management, multi-insurer policy support, and integration with ERP systems such as Defontana, enabling embedded insurance workflows for corporate clients.

Founded in 2021 during the pandemic, Nico Seguros raised a USD 950K seed round in May 2025 backed by SDK Ventures and Manutara. The company has received public-sector support through CORFO and Start-Up Chile, was selected for the FinteChile BIG 10 program in 2025, and has expanded operations into Peru with plans for Colombia and Mexico.

Products & Services

Insurance Management Platform

A centralized SaaS platform for managing insurance policies, endorsements, and contracts across multiple insurers and policyholders.

Key Features

  • Multi-RUT and multi-stakeholder account management (Cuentas)
  • Multi-insurer policy and endorsement tracking (Polizas, Endosos)
  • Contract and asset association with coverage mapping (Contratos)
  • AI-driven process automation for document classification and routine administration
  • Cloud-based remote quotation, contracting, and policy administration

Target Users: Enterprises managing insurance portfolios, insurance brokers, corporate policyholders