MyPensionWallet

B2B SaaS platform for tax optimization and portfolio analytics for life insurance brokers in Belgium

Data & Analytics Growth Bootstrapped

Overview

MyPensionWallet is a portfolio analytics and tax optimization platform for life insurance brokers in Belgium, operating in the Life & Annuity vertical. The platform helps brokers analyze their client portfolios, identify tax reduction opportunities, and provide integrated financial planning services to end clients holding life insurance investments.

The product is delivered as a browser-based SaaS application and integrates directly with Belgian government data platforms -- MyMinFin (tax authority), MyCareer (employment records), and MyPension (pension records) -- enabling automated document import and contract analysis. Core capabilities include portfolio dashboards, client segmentation, coverage gap detection, cross-insurer product comparison, and prospecting campaign generation.

The company is headquartered in Oupeye, Wallonia, and serves the French- and Dutch-language Belgian insurance broker market. No external funding has been publicly disclosed; the company appears to operate as a bootstrapped venture with an estimated team of 11 to 50 employees.

Products & Services

Portfolio Dashboard & Analytics

A real-time dashboard giving brokers visibility into their full life insurance client portfolio. The system performs automated portfolio analysis with client segmentation, priority scoring, and identification of high-potential prospecting targets based on coverage gaps and tax circumstances.

Key Features

Real-time portfolio overview across all clients
Automated client segmentation by risk profile and income level
Identification of highest-priority prospecting opportunities

Target Users: Life insurance brokers managing multi-client portfolios

Tax Optimization Tools

Algorithmic analysis of client financial profiles and life insurance holdings to recommend legally compliant tax reduction strategies. The platform models tax implications across different contract structures and investment scenarios for both individuals and corporations.

Key Features

Tax reduction scenario modeling for individual clients
Corporate tax optimization analysis
"Rule of 80%" calculation across all Belgian insurance companies

Target Users: Brokers advising clients on life insurance tax planning

Coverage Gap Detection

Automated analysis identifies gaps in client disability and life insurance coverage based on income level, family situation, and professional status. The system flags clients with insufficient coverage and recommends adjustments.

Key Features

Automated gap detection across disability and life insurance
Recommendations calibrated to client income and family profile
Alerts for priority client interventions

Target Users: Brokers seeking to expand coverage within existing client base

Belgian Government Platform Integrations

Direct integrations with MyMinFin, MyCareer, and MyPension enable automatic import of official financial and employment documents, including identification and analysis of competitor contracts already held by clients.

Key Features

Automated document import from official Belgian government portals
Competitor contract identification and analysis
Employment history and pension record retrieval

Target Users: Brokers requiring accurate and up-to-date client financial data

Client Prospecting & Campaign Tools

Segmentation-driven prospecting tools with automated campaign generation, including personalized email and letter templates. Supports broker teams with sales training, coaching, and marketing materials.

Key Features

Client segmentation by opportunity type (growth, coverage gap, consolidation)
Automated campaign generation with personalized templates
Sales coaching and broker training resources

Target Users: Broker teams focused on growing their client book

At a Glance

Headquarters: Oupeye, Wallonia, Belgium
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Data & Analytics
Subcategories: Portfolio Analytics Tax Optimization Financial Planning Client Segmentation
Insurance Verticals: Life & Annuity
Target Customers: Brokers