msg life ag

End-to-end SaaS insurance platform for European carriers across all lines of business

Core Administration Established Public

Overview

msg life ag and msg nexinsure ag operate jointly as msg insur:it, providing the msg.Insurance Suite -- a modular SaaS platform for core insurance operations. The company serves European insurers across Life & Annuity, P&C, and Health segments, covering policy administration, task management, partner systems, commission, and billing. With over 45 years of experience and more than 150 completed major projects, the organization focuses exclusively on insurance software for enterprise-scale carriers.

The msg.Insurance Suite is delivered as a fully modular SaaS platform, with discrete components for health, life, and P&C product factories, claims management, billing, commission calculation, and AI-driven automation. The platform runs on AWS cloud infrastructure and supports REST-based integration with external insurance systems. msg life ag is listed on the Frankfurt Stock Exchange (MSGL.HM) and is part of the broader msg Group, which employs approximately 10,000 people across 34 countries.

The company counts 40 or more major European insurance carriers among its clients, including AXA, Canada Life, UNIQA, AEGON, Baloise, Swiss Life, ERGO, Huk-Coburg, and Gothaer. Recent implementations include E2E P&C deployments for UNIQA (October 2025) and Concordia (January 2026), and a new multi-risk P&C platform for BarmeniaGothaer (February 2026).

Products & Services

msg.Insurance Suite

Comprehensive end-to-end SaaS platform covering the full insurance operations lifecycle. The suite is modular, enabling insurers to select and configure components for their specific product and process needs across all lines of business.

Key Features

Policy administration for life, health, and P&C lines
Commission and billing management with automated calculation
Partner system integration and omnichannel customer engagement
AI-driven applications for claims processing and process automation

Target Users: Enterprise insurance carriers across Europe

Health Insurance Solutions

Key Features

msg.Cura: Health insurance administration platform
msg.Health Factory: Health product factory
CURAFORUM: Health insurance market solution

Target Users: Health carriers and managed care organizations

Life Insurance Solutions

Key Features

msg.Life Factory: Life product factory and administration system
msg.Life Claims: Claims management for life products
msg.Life Group: Group insurance administration

Target Users: Life and annuity carriers, group benefit providers

P&C Insurance Solutions

Key Features

msg.P&C Factory: P&C product factory and underwriting system
msg.TAA: Technical Account Administration

Target Users: P&C carriers across personal and commercial lines

AI-Driven Solutions

Key Features

msg.ask:it: AI-powered information retrieval and assistance
msg.claim:it: AI-driven claims processing and automation
msg.process:it: Intelligent process automation platform

Target Users: Insurance operations teams seeking automation of manual workflows

Cross-Functional Services

Key Features

msg.360: Omnichannel customer engagement platform
msg.Billing: Commission and billing management
msg.Commission: Automated commission calculation and administration
msg.GDPR: Data privacy compliance and management

Target Users: Multi-line carriers and insurance groups

At a Glance

Headquarters: Leinfelden-Echterdingen, Germany
Employees: 501-1000
Funding: Public

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Billing Claims Management Commission Management
Insurance Verticals: Life & Annuity P&C Personal P&C Commercial Health
Target Customers: Carriers