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mea platform

Agentic AI for (re)insurance operations -- from submission to settlement.

Core Administration Growth PE-Backed
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Overview

mea Platform is an agentic AI solutions provider for (re)insurers, brokers, and MGAs, automating core insurance workflows from submission through settlement. Built by insurance industry veterans, the company combines deep domain knowledge with an AI-native architecture to address operational bottlenecks across underwriting, claims, and back-office processing. Customers span carriers, brokers, and Lloyd's market participants across 21 countries, with more than USD 400B in gross written premium processed through the platform.

The platform is built around ORA, a proprietary domain-specific language model trained on insurance data. Unlike general-purpose AI models, ORA extracts, validates, and normalizes insurance document data without requiring additional domain-specific training. The platform is delivered as a cloud-native SaaS with API integration to enterprise systems including ServiceNow, Verisk, and ACORD-compliant platforms. mea Operations, launched in October 2025, extends the platform with an agentic AI suite covering pre-bind underwriting, claims processing, policy issuance, settlement, and finance services.

In February 2026, mea Platform raised USD 50M in growth equity from Scottish Equity Partners -- its first external capital following several years of organic, profitable growth. Notable customers include AXIS, CNA, The Hartford, Markel, SCOR, Ardonagh Group, and Lloyd's of London, and the company operates offices in the UK, US, and India.

Products & Services

Intelligent Underwriting

Automates submission ingestion, validation, risk enhancement, and triage for underwriters. Uses the ORA language model to extract and normalize data from insurance documents, reducing manual data entry and accelerating the quote-to-bind process.

Key Features

  • Automated submission ingestion and data extraction
  • Risk enhancement and validation against external data sources
  • Submission triage and prioritization for underwriting teams

Target Users: Underwriters at carriers, MGAs, and Lloyd's syndicates

Intelligent Placement

Supports brokers and MGAs with client risk ingestion, validation, segmentation, and submission generation for market placement.

Key Features

  • Client risk data ingestion and normalization
  • Automated submission generation for carrier markets
  • Risk segmentation and portfolio analytics

Target Users: Brokers, MGAs/MGUs

mea Operations

Launched October 2025, this suite of insurance-specific agentic AI products automates core (re)insurance and broker workflows end-to-end, from pre-bind underwriting through post-bind operations, policy issuance, settlement, and finance services. Designed to reduce operating costs by up to 50%.

Key Features

  • End-to-end workflow automation from pre-bind to settlement
  • Policy issuance and post-bind processing
  • Claims processing automation
  • Finance and reconciliation services

Target Users: (Re)insurers, brokers, and MGAs seeking operational cost reduction

BPO Solutions

Business process outsourcing services for insurance operations, combining AI-driven automation with human expertise to deliver managed services for carriers and brokers.

Key Features

  • Managed insurance operations services
  • AI-augmented processing with human oversight
  • Scalable capacity for seasonal or transaction volume spikes

Target Users: Carriers and brokers seeking outsourced operational capacity