Linkbycar
Connected vehicle telematics platform for insurance carriers and fleet operators
Overview
Linkbycar is a connected vehicle telematics data platform for insurance carriers and fleet operators, focused on the P&C personal and commercial auto segments. The platform collects and unifies vehicle telemetry from more than 18 OEM brands -- including Stellantis, Mercedes-Benz, and BMW -- through direct manufacturer integrations, giving insurers a single data feed that spans multiple vehicle makes.
The core offering is delivered as a SaaS and API-first service, with RESTful APIs for third-party integration. Capabilities include pay-as-you-drive and usage-based insurance (UBI) pricing tools, AI-driven crash event detection and claims workflow automation, driver behavior scoring, electric vehicle battery health monitoring, and configurable fleet analytics dashboards. The system processes real-time OEM telemetry and applies machine learning to classify driving events, assess risk patterns, and support claims verification.
Founded in 2020 and based in Paris, Linkbycar raised a USD 1.51M Series A in October 2024 led by Belgian insurer Ethias through its Ethias Ventures arm and LeanSquare, a Walloon investment fund. The company is a Techstars alumnus and received the People's Choice Award at Plug and Play Insurtech Expo 11 in Munich in 2026.
Products & Services
Pay-As-You-Drive / UBI Pricing
Usage-based insurance pricing module that converts real-time vehicle telemetry into dynamic pricing inputs. Enables insurers to build mileage- and behavior-based auto products.
Key Features
- Real-time driving data collection across 18+ OEM brands
- Behavior and usage scoring for premium calculation
- Support for pay-per-mile and behavior-based UBI programs
Target Users: P&C carriers offering auto UBI products
Claims Automation
Crash and incident detection module that automates first notice of loss (FNOL) and claims triage. Identifies collision events from vehicle data and routes claim information to insurer workflows.
Key Features
- Automated crash event detection from OEM telemetry
- FNOL workflow integration
- Driver exoneration data for claims disputes
Target Users: P&C auto carriers
Driver Behavior Insights
Driving pattern analysis providing risk scoring and safety metrics based on observed behavior across braking, acceleration, and cornering.
Key Features
- Hard braking, acceleration, and cornering event detection
- Risk scoring for underwriting and pricing models
- Driver coaching data output
Target Users: Carriers, fleet operators
Fleet-Wide Analytics
Configurable dashboard platform providing fleet performance visibility across vehicle health, driver behavior, and operational metrics.
Key Features
- Customizable analytics dashboards
- Multi-vehicle, multi-brand data aggregation
- Operational cost and efficiency reporting
Target Users: Fleet operators, fleet insurance providers
Battery Care Score
State-of-health monitoring for electric vehicle batteries, tracking degradation and condition over time.
Key Features
- Real-time EV battery health data
- Degradation trend analysis
- EV fleet lifecycle management support
Target Users: EV fleet operators, insurers covering EV fleets
Developer APIs
RESTful API suite enabling developers and insurers to integrate Linkbycar vehicle data into their own systems and platforms.
Key Features
- REST API v1 with real-time telemetry streams
- Secure API access
- OEM-agnostic vehicle data output
Target Users: Insurers, mobility platforms, fleet software developers
At a Glance
- Founded
- 2020
- Headquarters
- Paris, France
- Funding
- Series A
Category & Focus
- Category
- Data & Analytics
- Subcategories
- Telematics Usage-Based Insurance Claims Technology
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers
Customers
- Casawatt -- EV charging and refill identification
- GoMecano -- Vehicle diagnostics before maintenance services
- Dadycar -- Fleet management and user experience
Links
Similar Companies
-
AAdvanced Risk AnalyticsData analytics and risk assessment software for insurance and reinsurance sectors
-
VVenhancerAI-powered digital transformation solutions for fintech and insurtech organizations
-
AddactisActuarial software and consulting for insurance risk, compliance, and financial management -
UUnipolTechEurope's largest insurance telematics service provider, delivering IoT and Big Data solutions for mobility, home, and health.
-
ISM Insurance Services MalaysiaIndustry data analytics and technology utility for Malaysian insurance and takaful operators -
SSkyforaHyper-local atmospheric intelligence for weather-dependent industries
Last updated: 2026-07-04