Kanopi

Modular full-stack insurance platform enabling insurers, MGAs, and brokers to rapidly launch and scale embedded insurance products

Policy Administration Growth Seed (USD 3.1M)

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Overview

Kanopi is a cloud-native, full-stack insurance platform that enables insurers, managing general agents (MGAs), and brokers to rapidly launch and scale insurance products across digital distribution channels. The platform is designed to reduce the time and cost of bringing new insurance products to market through modular components covering distribution, underwriting, policy management, and portfolio analytics.

The company operates under the legal entity Expense Check Pty Ltd (ABN 34 163 634 946) and trades as Kanopi Cover. Its platform supports embedded insurance distribution and Insurance as a Service (IaaS) delivery models, making it suitable for both traditional insurers and digital platform partners seeking to integrate insurance into their customer journeys.

Kanopi places strong emphasis on accessibility and security, having achieved AA web accessibility certification and ISO 27001 security certification in under four months.

Products & Services

Distribute

Multi-channel product delivery solution with customer journey control, enabling insurers and MGAs to deliver insurance products across digital channels, embedded into partner platforms, and through agent and broker portals.

Key Features

Embedded insurance distribution via API
Branded customer journeys
Agent and broker portal access
Multi-channel product delivery

Target Users: Insurers, MGAs, Brokers, Digital Platforms

Underwrite

Quote engine featuring rating, underwriting rules, and referral management capabilities for rapid policy issuance and automated decision-making.

Key Features

Configurable rating engine
Underwriting rules management
Referral and decline workflows
AI-powered pricing enhancements

Target Users: Insurers, MGAs

Manage

Custom-branded customer and agent portals for policy and claims management, enabling self-service capabilities for policyholders and distribution partners.

Key Features

Self-service policyholder portal
Agent/broker management portal
Custom branding support
Real-time policy management

Target Users: Insurers, MGAs, Policyholders, Agents

Scale

Portfolio analytics and partnership identification tools to help insurers optimize product performance and identify new growth opportunities.

Key Features

Portfolio performance analytics
Distribution partner identification
Product optimization insights

Target Users: Insurers, MGAs

At a Glance

Founded: 2018
Headquarters: Melbourne, Victoria, Australia
Employees: 11-50
Funding: Seed (USD 3.1M)

Category & Focus

Category: Policy Administration
Subcategories: Embedded Insurance Distribution Platforms Underwriting Automation
Insurance Verticals: Multi-line
Target Customers: Carriers, MGAs, Brokers

Customers

**Lockton** -- World's largest privately-owned insurance brokerage; launched Lockton Pulse digital insurance for SMEs and individuals in Australia and the Pacific region, powered by the Kanopi platform
**QBE** -- Technology integration for insurance product distribution