Jamii Africa

Mobile micro-health insurance platform for low-income workers in East Africa

Core Administration Growth Seed

Overview

Jamii Africa is a mobile-first health insurance administration platform for low-income and informal-sector workers in East Africa. The company operates as a technology provider, digitizing policy enrollment, premium collection, claims processing, and benefit payouts through USSD and mobile applications accessible on basic feature phones.

The platform integrates with insurance carriers, telecom operators, and mobile money providers to deliver end-to-end policy management. Customers enroll using their phone number as a unique identifier, pay premiums via mobile money (as low as USD 1 per month), and access a network of over 400 hospitals. Jamii reports having reduced insurance administration costs by approximately 95% compared to traditional models, enabling insurers to serve populations previously excluded from formal coverage.

Founded in 2015 in Tanzania through a partnership with Edgepoint Digital, Vodacom Tanzania, and Jubilee Insurance, Jamii Africa has grown to serve over 40,000 active users. The company has raised approximately USD 2.79M in total funding from investors including the Bill & Melinda Gates Foundation and the GSMA Ecosystem Accelerator Innovation Fund, and has received recognition from USAID and MIT Solve for its impact in accessible health coverage.

Products & Services

Jamii Mobile Health Insurance Platform

An end-to-end mobile health insurance administration system designed for emerging markets, operating via USSD and native mobile applications.

Key Features

Policy enrollment and management via USSD (no smartphone required)
Mobile money premium collection through M-Pesa and similar payment channels
Digital claims submission and processing with hospital network integration
Benefit ledger management and digital payout processing
Phone-number-based identity for registration, claims, and payments

Target Users: Health insurance carriers and telecom partners seeking to distribute micro-insurance to low-income and informal-sector workers

At a Glance

Founded: 2015
Headquarters: Dar es Salaam, Tanzania
Employees: 51-200
Funding: Seed

Category & Focus

Category: Core Administration
Subcategories: Mobile Insurance Platform Policy Administration Claims Processing Premium Collection
Insurance Verticals: Health
Target Customers: Carriers, Consumers

Customers

Jubilee Insurance (Tanzania) -- insurance underwriter and policy issuer
Vodacom Tanzania -- telecom partner providing USSD infrastructure and mobile money integration
Edgepoint Digital -- founding technology platform partner

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Last updated: 2026-07-01