iNube Software Solutions

Insurance Tech. Simplified.

Core Administration Established Bootstrapped

Overview

iNube Software Solutions is a policy administration and insurance technology platform provider serving carriers, MGAs, TPAs, and brokers across P&C, Life, and Health insurance verticals. Founded in 2010 and headquartered in Bangalore, India, the company has grown into a multi-regional provider with operations in UAE, Sri Lanka, and the United States through its Americas division.

The company delivers a configurable, low-code platform covering the full insurance lifecycle -- from policy administration and distribution management to claims processing and digital onboarding. Core products span Policy Administration Systems (for general, life, and health lines), an Insurance Distribution System, Claims Management, and an AI-powered Submission Intake Engine. The platform supports SaaS and cloud-native deployments on AWS, with REST and GraphQL API connectivity and microservices architecture. An embedded AI layer (branded "AI Quest") adds capabilities such as automated health and auto claims processing, vehicle inspection, and GenAI-powered distribution tools.

With more than 15 years of delivery experience, iNube has built a customer base including LIC, Niva Bupa, Bajaj General, Amana Takaful, Care Health, and Generali Central. The company reports 99.9% system uptime and 40% agent productivity gains for clients. A single angel round of USD 545K in 2013 is the only documented external funding; the company operates as an essentially bootstrapped business.

Products & Services

Policy Administration System

Multi-line policy administration covering general insurance, life, and health lines. Supports full policy lifecycle from quote to renewal with configurable product configuration and rules engines.

Key Features

Monoline and multi-line P&C configurations
Life and health policy administration modules
Low-code product configurability for rapid line expansion
Crop insurance module for agricultural lines

Target Users: Carriers, MGAs, TPAs

Insurance Distribution System

End-to-end distributor engagement and management covering agent portals, commission tracking, and producer management.

Key Features

Producer and provider portal management
Commission management and tracking
Digital onboarding for agents and policyholders (PWA)
Quote-to-bind submission workflows

Target Users: Carriers, Brokers, MGAs

Claims Management System

Multi-line claims processing and management platform covering intake, adjudication, and settlement workflows.

Key Features

Multi-line claims processing (auto, health, property, crop)
FNOL and first-notice workflow automation
Integration with AI Quest for automated adjudication
Subrogation and recovery tracking

Target Users: Carriers, TPAs

AI Quest

AI and GenAI-powered insurance solutions integrated directly into claims, inspections, and distribution workflows.

Key Features

Automated health and auto claims processing
AI-powered vehicle inspection and risk survey tools
Live video streaming for remote inspections
GenAI distribution automation plug-ins

Target Users: Carriers, MGAs, TPAs

Submission Intake Engine

Quote-to-bind processing and submission management for commercial and specialty lines.

Key Features

Structured submission intake and triage
Risk scoring and underwriting workflow routing
Integration with core policy administration

Target Users: Carriers, MGAs

At a Glance

Founded: 2010
Headquarters: Bangalore, India
Employees: 201-500
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Claims Technology Distribution & Sales Insurtech Infrastructure
Insurance Verticals: P&C Commercial P&C Personal Life & Annuity Health Specialty/E&S
Target Customers: Carriers, MGAs/MGUs, TPAs, Brokers