Insurnode

Blockchain-powered policy administration platform for on-demand and embedded insurance products

Core Administration Startup Bootstrapped

Overview

Insurnode is a policy administration and product factory platform for carriers, MGAs, and brokers, with a focus on on-demand and embedded insurance products. The company is operated by MGAaS SA and is headquartered in Belgium.

The platform models insurance policies as smart contracts on a Hyperledger Fabric private blockchain, enabling multi-stakeholder policy lifecycle management from product design through invoicing. Coverage can be launched as a digital product in weeks rather than through longer traditional implementation cycles. The system provides an API layer for integrating with carrier, broker, and third-party systems.

Insurnode has deployed its first live product, SWINZ, a multi-line tenant insurance offering distributed through a network of over 100 brokers in Belgium, with underwriting backed by AXA Belgium and Euromex.

Products & Services

Insurnode Platform

A blockchain-backed policy administration and product factory platform where insurance products are modeled as smart contracts. Supports the full policy lifecycle including product configuration, issuance, adjustments, claims processing, and invoicing.

Key Features

Smart contract-based policy execution via Hyperledger Fabric
Product design and launch tooling
Multi-stakeholder access for carriers, MGAs, and brokers
RESTful API for third-party system integrations
Support for on-demand and subscription-based coverage models

Target Users: Carriers, MGAs, and brokers seeking to launch digital insurance products

SWINZ

A multi-line tenant insurance product built and distributed on the Insurnode platform. Offered as a monthly subscription with digital-first customer experience.

Key Features

Tenant liability and belongings coverage
Personal liability protection
Legal protection
Travel and assistance
Optional accident, disability, and theft coverage
Monthly subscription (EUR 29-35 per month)
Mobile app delivery

Target Users: Tenants in Belgium; distributed through broker network

At a Glance

Founded: 2022
Headquarters: Lasne, Belgium
Employees: 1-10
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Product Factory Insurtech Infrastructure
Insurance Verticals: P&C Personal Specialty/E&S
Target Customers: Carriers, Brokers, MGAs/MGUs