Insurerity Digital

SaaS insurance platform for digitizing policy management and customer acquisition across Africa

Core Administration Startup Bootstrapped

Overview

Insurerity Digital is a SaaS insurance platform for insurers, brokers, and microinsurers across Africa, focused on digitizing policy management, customer acquisition, and insurance operations. The company is headquartered in Accra, Ghana and targets markets where insurance providers are transitioning from paper-based processes to fully digital workflows.

The platform delivers a full-lifecycle policy administration system accessible via web and mobile, alongside a RESTful API with TypeScript and Python SDKs. Core capabilities include automated underwriting, client administration, commission tracking, claims management, and USSD-based microinsurance tools designed for underserved populations. Third-party integrations with QuickBooks and Slack extend the operational utility for insurance businesses.

Insurerity Digital manages 10,000+ policies on its platform and supports 1,000+ insurer products in its ecosystem. Named Best Modern Insurance Solutions Provider in Ghana in 2024, the company serves carriers, brokers, and microinsurers including MTN Ayo, GLICO, Star Microinsurance Services Ltd, and Starlife Assurance.

Products & Services

Policy & Business Management Platform

Full-lifecycle policy administration SaaS covering policy creation, underwriting, review, and claims management. Designed for direct insurers and brokers seeking to replace manual, paper-based workflows with digital operations.

Key Features

Automated underwriting and policy lifecycle management
Client administration and commission tracking
Real-time policy management accessible via web and mobile
Claims automation and management

Target Users: Insurers, carriers

Brokerage Software

Digital tools for insurance brokers covering client onboarding, policy management, and agent-facing dashboards.

Key Features

E-forms and digital client onboarding
Claims automation tools
Data analytics for underwriting decisions
Agent dashboards with portfolio visibility

Target Users: Insurance brokers, agents

Microinsurance Solutions

USSD-based and digital microinsurance products designed to extend insurance access to underserved populations across Africa.

Key Features

USSD-based policy issuance for feature phone users
Low-cost accessible insurance product support
Integration with telecom partners for distribution

Target Users: Microinsurers, carriers targeting mass markets

API Platform & Developer Tools

RESTful API with official SDKs enabling developers to build custom insurance solutions on top of the Insurerity platform.

Key Features

REST API with TypeScript and Python SDKs
Integration connectors for QuickBooks and Slack
Developer documentation and community support

Target Users: Insurtech developers, enterprise technical teams

At a Glance

Headquarters: Accra, Ghana
Employees: 2-10
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Brokerage Software Microinsurance API Platform
Insurance Verticals: Life & Annuity P&C Personal P&C Commercial Health
Target Customers: Carriers, Brokers, MGAs/MGUs