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Inssue Technologies

IoT and AI-powered platform for usage-based and behavior-based insurance

Data & Analytics Growth Bootstrapped
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Overview

Inssue Technologies is a B2B InsurTech solutions provider specializing in telematics and AI-powered risk assessment for insurance carriers and fleet operators. Based in Kraków, Poland, the company evolved from Fideltronik, a 30+ year electronics manufacturer, bringing deep expertise in IoT hardware and sensor technology to insurance. The platform enables carriers to implement usage-based and behavior-based insurance programs through real-time data collection and machine learning-driven actuarial analysis.

The Inssue platform integrates IoT sensors, cloud analytics, and AI algorithms to capture vehicle and asset behavior data, then processes it through proprietary models for dynamic pricing and risk stratification. The company operates on the Microsoft Azure cloud infrastructure and maintains enterprise-grade security standards. Solutions are available through the Microsoft AppSource and Azure Marketplace ecosystems.

Inssue focuses on the European and Central European insurance markets, serving both traditional carriers seeking digital transformation and newer InsurTechs building usage-based programs. The company's hardware-software integration, inherited from Fideltronik, differentiates its offering in a crowded telematics space.

Products & Services

INSSUE Act

Enterprise-grade IoT platform for collecting, processing, and analyzing vehicle and asset telematics data. Captures real-time behavioral metrics (acceleration, braking, speed, route patterns) and environmental data to feed automated underwriting and risk pricing engines.

Key Features

  • Real-time IoT sensor integration and data ingestion
  • Multi-vehicle fleet management and monitoring
  • Machine learning risk models for behavior-based pricing
  • Integration with carrier underwriting systems
  • Dashboard and analytics portal

Target Users: Insurance carriers and MGAs implementing usage-based insurance programs

Inssue Car

Remote supervision system designed specifically for fleet and personal auto insurance. Collects behavioral data through OBD-II and dedicated sensors to enable telematics-based insurance and fleet management.

Key Features

  • Driver behavior monitoring and scoring
  • Real-time GPS tracking and route analytics
  • Claims investigation support with data-backed records
  • Mobile app for drivers with feedback
  • Integration-ready APIs for carrier platforms

Target Users: Fleet operators, commercial auto carriers, usage-based insurance programs

Inssue Fisense

Property and facility insurance platform using IoT sensors for hazard detection, environmental monitoring, and risk prevention. Targets manufacturing, logistics, and commercial real estate.

Key Features

  • Environmental monitoring (temperature, humidity, motion, smoke detection)
  • Real-time alerts for risk conditions
  • Data-driven property underwriting
  • Risk mitigation recommendations
  • Integration with facility management systems

Target Users: Commercial property insurers, MGAs, industrial facilities