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Ins For Renascence

AI-powered health risk management and digital insurance transformation platform for the Chinese insurance market.

Data & Analytics Growth Series C (USD 10M total raised)
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Overview

Shanghai Shangyong Technology Co., Ltd., operating under the brand Xinjifamily (also known as Ins For Renascence), is a health risk management and digital insurance solutions provider based in Shanghai, China. Founded in 2017, the company develops AI-powered platforms that enable insurance companies to digitally transform their underwriting, risk assessment, and customer lifecycle management processes.

The company operates at the intersection of "Internet + Insurance + Health," offering a PaaS-based digital ecosystem and intelligent risk control solutions that leverage big data, machine learning, and cloud computing. Its data platform aggregates multi-dimensional signals -- including consumption behaviors, medical records, financial history, travel patterns, and fraud indicators -- across approximately 890 million internet users, enabling insurers to perform pre-insurance risk evaluation and product customization at scale.

Xinjifamily serves personal insurance lines including life, health, and property insurance. The company raised a Series C round of USD 10M in August 2021, led by China Merchants Health and Marathon Venture Partners, bringing its total known funding to over USD 24M. The company is positioned as a trusted health risk management service provider with a mission to ensure accessible healthcare and elderly care support across China.

Products & Services

Galaxy (PaaS Digital Ecosystem)

A PaaS-based digital ecosystem platform for comprehensive insurance lifecycle management. Built on distributed architecture with advanced data security protocols and AI/big data analytics capabilities.

Key Features

  • Distributed cloud architecture for scalable insurance product development
  • AI and big data analytics for customer lifecycle management
  • Advanced data security and compliance protocols
  • End-to-end insurance product configuration and management
  • API-based integrations with insurance systems and platforms

Target Users: Insurance carriers and platforms in China

Intelligent Risk Control (Underwriting Platform)

An intelligent underwriting solution leveraging machine learning and big data analytics to assess and score insurance risk before policy issuance.

Key Features

  • Pre-insurance risk evaluation using multi-dimensional data
  • Machine learning models for risk scoring and fraud detection
  • Credit scoring covering approximately 890 million internet users
  • Consumption behavior, medical records, and financial data aggregation
  • Product customization recommendations for insurers

Target Users: Life insurance and health insurance carriers

Anfu (Insurance Payment Services)

An insurance payment services platform designed to facilitate smooth payment processing and settlement workflows for insurance operations.

Key Features

  • Payment processing and settlement for insurance premiums
  • Workflow automation for insurance financial operations
  • Integration with insurance administration systems

Target Users: Insurance carriers and MGAs

Health Management Platform

A lifecycle health management platform integrating health risk assessment with insurance product offerings.

Key Features

  • Full lifecycle health management services
  • Integration of health data with insurance underwriting
  • Health risk assessment and monitoring capabilities
  • Support for elderly care management use cases

Target Users: Health insurers, life insurers

At a Glance

Founded
2017
Headquarters
Shanghai, China
Employees
11-50
Funding
Series C (USD 10M total raised)

Category & Focus

Category
Data & Analytics
Subcategories
Risk Assessment & Underwriting Health Insurance Technology Digital Transformation
Insurance Verticals
Health Life & Annuity P&C Personal
Target Customers
Carriers, MGAs/MGUs

Links

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Last updated: 2026-05-18