Humbrela

AI-powered insurance intelligence platform for brokers, wholesale brokers, and MGAs

Data & Analytics Startup Seed

Overview

Humbrela is a data and analytics platform for insurance brokers, wholesale brokers, and MGAs that consolidates policy and warranty data into a single intelligence layer. The platform serves distribution professionals across Switzerland, France, and broader EU and UK markets.

The platform uses AI to extract key protections from policy documents, translate complex policy clauses into clear summaries, and perform automated risk-gap analysis across a client's coverage portfolio. It connects to insurers, warranty providers, and third-party administrators (TPAs) through an integration layer, enabling brokers to deliver faster and more accurate coverage guidance to their clients.

Founded in 2024, Humbrela received EUR 161K (CHF 150K) in seed funding from Venture Kick in November 2025 and was accepted into the TechStars 25 cohort. The company had onboarded its first paying broker customers in Switzerland and France by late 2025 and was in active sales discussions with wholesale brokers and MGAs across Europe.

Products & Services

Unified Insurance Intelligence Platform

An AI-driven SaaS platform that consolidates scattered insurance policies and warranty data into a unified interface for insurance distribution professionals. The platform automates extraction, translation, and gap analysis across a client's full coverage portfolio.

Key Features

Policy consolidation across multiple insurers, warranty providers, and TPAs
AI-powered extraction of key protections and coverage terms from policy documents
Plain-language translation of complex policy clauses into actionable summaries
Automated risk-gap detection to identify coverage deficiencies across a portfolio
Integration layer connecting to insurers, warranty providers, and TPA systems

Target Users: Insurance brokers, wholesale brokers, MGAs

At a Glance

Founded: 2024
Headquarters: Switzerland
Employees: 1-10
Funding: Seed

Category & Focus

Category: Data & Analytics
Subcategories: Policy Intelligence Risk Gap Detection Document Extraction Coverage Analytics
Insurance Verticals: P&C Commercial Specialty/E&S
Target Customers: Brokers, MGAs/MGUs, TPAs