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Fairwey

Digital insurance advisor helping consumers find home, auto, and life coverage from more than 30 carriers.

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Overview

Fairwey is a digital insurance brokerage serving individual consumers shopping for home, auto, and life insurance in North America. The platform positions itself as an alternative to traditional lead-generation sites, which typically sell a shopper's contact details to multiple agents at once.

Users answer a short set of questions that feed Fairwey's Coverage Recommendation Engine, a proprietary tool that determines the type and amount of coverage a person needs rather than simply returning the cheapest available rate. The engine then gathers live quotes from more than 30 carriers, spanning both captive and independent insurers, and presents them for side-by-side comparison inside the user's account.

Once a shopper selects a quote, Fairwey connects them with a licensed agent to finalize and bind the policy. The company states that a user's contact information is not shared with agents until a quote is chosen. The site also includes a separate login area for agents, suggesting a two-sided model that pairs consumer-facing quoting with a network of partner agents, though details of that agent network are not publicly disclosed. The platform is built as a single-page web application.

Products & Services

Coverage Recommendation Engine

Proprietary questionnaire-driven tool that determines an individual's coverage needs for home, auto, and life insurance, rather than only returning price comparisons.

Key Features

  • Questionnaire-based needs assessment covering home, auto, and life insurance
  • Determines coverage type and amount rather than only comparing price
  • Programmatic engine that feeds directly into live carrier quoting

Multi-Carrier Quote Aggregation

Gathers live quotes from more than 30 captive and independent insurance carriers based on the coverage needs identified by the Recommendation Engine, displayed for comparison inside the user's account.

Key Features

  • Live quotes pulled from 30+ carriers, captive and independent
  • Side-by-side comparison inside a user account dashboard

Agent Hand-off and Bind

Connects the shopper with a licensed agent to finalize and bind the selected policy, with a separate login area for partner agents.

Key Features

  • Contact information withheld from agents until a quote is selected
  • Licensed agent finalizes and binds the chosen policy