Consor AG

Underwriting and policy management software for industrial and specialty insurance carriers

Core Administration Established Bootstrapped

Overview

Consor AG is a Zurich-based software company providing underwriting and policy management platforms to insurance carriers in German-speaking markets. The company has operated since 1979 and has focused exclusively on insurance software since 2001, serving carriers in Switzerland, Germany, and Austria across industrial, specialty, and individual insurance lines.

Their flagship platform, Consor Universal, is a Java-based, web-delivered system that supports the full insurance product lifecycle -- from risk analysis and quoting through policy issuance and contract management. The platform is available as both traditionally licensed software and a fully managed cloud SaaS offering hosted on Amazon Web Services. A no-code Design Engine module allows business analysts to configure products and workflows without IT involvement. As of 2025, Consor is actively transitioning its customer base to the cloud SaaS model, which holds ISO 27001 certification and complies with the EU Digital Operational Resilience Act (DORA).

Consor's customer base includes major Swiss and German carriers such as AXA, Zurich Insurance, Die Mobiliar, Helvetia Baloise, and BarmeniaGothaer, a top-10 German insurer that went live on the Consor Universal Cloud Service in June 2025. The company is owner-managed with no external funding reported.

Products & Services

Consor Universal

Consor Universal is a web-based underwriting and policy management platform for industrial, specialty, and individual insurance. It supports quoting, policy issuance, contract amendments, collective agreements, framework agreements, and international programs with term inheritance. The platform handles multiline products and multilingual policy wording.

Key Features

Design Engine: no-code/low-code product configurator for business analysts
Full underwriting workflow automation from risk analysis through contract management
Support for individual, collective, and framework agreements
Multiline and multilingual policy support
REST API for integration with peripheral systems

Target Users: Insurance carriers in DACH region (Switzerland, Germany, Austria)

Consor Universal Cloud Service

A fully managed SaaS delivery of Consor Universal hosted on AWS. Includes continuous automatic updates, high availability, and pay-as-you-go pricing.

Key Features

Hosted on Amazon Web Services with redundant infrastructure
ISO 27001 certified information security management
DORA compliant (EU Digital Operational Resilience Act)
No in-house data center required
Automatic updates included

Target Users: Insurance carriers seeking a managed SaaS alternative to on-premise deployment

At a Glance

Headquarters: Zurich, Switzerland
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Core Administration
Subcategories: Underwriting Workbench Policy Administration Product Configurator
Insurance Verticals: P&C Commercial Specialty/E&S
Target Customers: Carriers