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Comadso

Real-time insurance product comparison and data platform for European carriers

Data & Analytics Established Bootstrapped
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Overview

Comadso is a data and analytics platform for insurance carriers in Europe, providing structured competitive intelligence on insurance product terms and conditions. Founded in 2008 in Denmark, the company operates a SaaS platform that enables insurers to benchmark products against competitors and identify gaps relative to customer needs.

The core product, Sonda, is a comparison engine that tracks terms and conditions from 100+ insurers across multiple European markets. The database updates daily and is accessible via a REST API that integrates directly into carrier sales and product development tools. Sonda also generates claims illustrations and sales materials, and supports compliance with European regulatory frameworks including IDD, Solvency II, and FiDA.

Comadso serves more than 30 insurance carriers across eight European countries, with over 5,000 daily active users. The company operates primarily in Scandinavia -- Denmark, Norway, and Sweden -- with additional presence in the Netherlands, Czech Republic, Poland, Spain, and the Faroe Islands.

Products & Services

Sonda

Insurance product comparison platform that benchmarks carrier terms and conditions against 100+ competitors in real time. The database updates daily to reflect product changes across European markets.

Key Features

  • Real-time comparison of insurance terms and conditions across 100+ insurers
  • Daily-updated database tracking insurance product changes
  • REST API integration into carrier sales and product tools
  • Claims illustration generation and sales materials support

Target Users: Insurance carriers in Europe seeking competitive intelligence on product terms

API and AI Structured Data

REST API delivering structured, AI-processed insurance data for integration into existing carrier systems. Supports compliance with European open finance and insurance regulatory standards.

Key Features

  • Real-time data delivery via REST API
  • Compliance-ready data formats (IDD, Solvency II, Open Finance, FiDA)
  • AI-powered data structuring and processing

Target Users: Insurance carriers requiring programmatic access to comparative market data

Product Development and Analysis

Tools for policy analysis, competitive benchmarking, and regulatory compliance, supporting product teams at European insurance carriers.

Key Features

  • Policy and product comparison tools
  • Claims illustration generation
  • Open finance compliance support

Target Users: Product development and actuarial teams at European insurance carriers