Clave

Insurance management software for carriers, MGAs, and brokers across Latin America

Core Administration Established Bootstrapped

Overview

Clave is an insurance management software provider serving carriers, MGAs, and brokers across Latin America. The company builds purpose-built platforms for the full insurance operational lifecycle, covering quoting, underwriting, policy issuance, billing, and claims across individual, mass, and collective insurance lines.

The core platform, Xilar-Seguros, is built on the ACORD standard, enabling interoperability with industry systems and adherence to international insurance data exchange specifications. Clave has been an official ACORD member since 2013. The software supports multiple distribution channels and serves insurers operating in both life and non-life segments.

Operating since 2008, Clave serves national and transnational insurance companies across Chile, Colombia, Ecuador, and other Latin American markets. The company focuses exclusively on the insurance industry, providing technology infrastructure for insurers rather than generic enterprise software.

Products & Services

Xilar-Seguros

Xilar-Seguros is an insurance management platform built on the ACORD standard, supporting the full operational lifecycle for carriers, MGAs, and brokers. It covers individual insurance sold through sales forces, mass insurance, and collective insurance.