Capitawise
Financial intelligence platform for insurance -- actuarial reserving, capital planning, and governance in one auditable environment.
Overview
Capitawise is a financial intelligence and analytics platform for insurance carriers, captive managers, and MGAs. The company targets senior finance and actuarial functions -- CFOs, actuaries, and risk and governance professionals -- who rely on disconnected spreadsheets and legacy systems to manage reserving, capital, and reporting obligations.
The platform consolidates nine insurance operational modules -- including actuarial reserving, capital planning, claims intelligence, investment optimisation, and financial reporting -- into a single governed environment. Delivered as SaaS, it allows insurers to go live within eight weeks rather than the typical 18-month implementation cycle associated with legacy transformation programmes. Every workflow is designed with full audit trails, role-based access controls, and regulatory compliance built in by default.
Founded in October 2022 and registered in England (Companies House no. 14421224), Capitawise holds ISO 27001 certification for information security management and received backing from Innovate UK, the UK government innovation agency. The company has been recognised as a finalist for Technology Solution of the Year at both the Fintech Awards London (2026) and the Captive Review Awards (2025).
Products & Services
Financial Intelligence Platform
A unified nine-module SaaS platform for insurance financial operations, designed to work alongside existing systems without requiring rip-and-replace migration.
Key Features
- Actuarial reserving with IBNR, case reserves, and triangulations using Chain Ladder, Bornhuetter-Ferguson, and Mack methods
- Capital planning across financial statements, profitability, regulatory capital, and operational metrics
- Full governance and audit trail with role-based access across every workflow
Target Users: CFOs, actuaries, risk officers, and governance functions at insurance carriers, captive managers, and MGAs
Claims & Policy Intelligence
Automated ingestion, validation, and enrichment of claims and policy data across all lines of business.
Key Features
- Cross-line data ingestion and enrichment
- Loss ratio analytics and bordereaux processing for MGAs
- Commission modelling and carrier reporting for delegated authority
Target Users: Underwriting, claims, and finance teams at insurers and MGAs
Multi-Captive Management
A dedicated module for captive managers to oversee multiple captives from a single dashboard.
Key Features
- Consolidated dashboard across multiple captive programmes
- Direct client access to reports and governed data
- Document management with version control and source traceability
Target Users: Captive managers and captive owners
Investment Optimisation
Asset allocation optimisation against insurance liabilities with governed rebalancing workflows.
Key Features
- Liability-driven asset allocation modelling
- Governed rebalancing workflow with full audit trail
- Integration with capital planning module for unified financial view
Target Users: Investment managers and CFOs within insurance groups
At a Glance
- Founded
- 2022
- Headquarters
- Orpington, England, UK
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Data & Analytics
- Subcategories
- Actuarial Tools Financial Reporting Capital Planning Governance & Audit
- Insurance Verticals
- P&C Commercial Specialty/E&S Reinsurance
- Target Customers
- Carriers, MGAs/MGUs
Customers
- Captive owners and captive managers
- Insurance companies and carriers
- MGAs (Managing General Agents)
- Investment managers within insurance groups
- Risk pools
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Last updated: 2026-06-03