Agito

Core policy administration software for insurers across life, health, pension, and general insurance.

Core Administration Established PE-Backed

Overview

Agito is a core insurance policy administration software provider serving carriers across life, health, private pension, and general (P&C) insurance lines. The company is headquartered in Istanbul, Turkey, and operates primarily in Turkey, Northern Cyprus, and Azerbaijan, holding approximately 35% market share in core insurance applications in Turkey.

The company offers three main platforms -- Life4All (life and pension), Health4All (health insurance), and GI4All (general/P&C insurance) -- delivered as SaaS and on-premise deployments. Each platform provides end-to-end process management including underwriting, policy issuance, claims, reinsurance, and collections. The systems feature parametric product definitions requiring no custom coding, microservices infrastructure, API service sets for multi-channel distribution, and compliance with PCI DSS and IFRS 17 standards. Supplementary modules include ClaimIns (claims management), SmartUW (underwriting intelligence), Reinsurance, and the Insurtech PartnerHUB integration platform.

Founded in 1997 as "Life and Health Insurance Solutions Akademi" and rebranded as Agito BT Group following Lidya Ventures investment in 2011-2013, the company has delivered 50+ projects and maintains 30+ active client references. Agito has been included in the Gartner Magic Quadrant for Life Insurance Policy Administration Systems, Europe for four consecutive years since 2018, and is the first and only Turkish insurance software company to earn that recognition. The company also holds consecutive listings in the Celent Full Profile PAS report (2018-2023) and has won the Deloitte Technology Fast 50 Turkey award three times.

Products & Services

Life4All

Core life and pension insurance platform designed to consolidate all life and retirement insurance services in a single system. Supports individual life, group life, private pension, and unit-linked products.

Key Features

Parametric product definitions with rule-based processes (no custom coding required)
BES transfer platform for pension plan transfers and TEFAS mutual funds integration
Multi-channel agent infrastructure with flexible sales channel support
PCI DSS compliance, SmartPass and LDAP authentication
Asynchronous task management for high-volume processing

Target Users: Life and retirement insurance carriers

Health4All

Digital platform for health insurance covering private health (OSS), supplementary health (TSS), individual and group policies, and travel insurance.

Key Features

Single-screen production management for end-to-end policy lifecycle
Network management for contracted healthcare institutions
Microservices infrastructure for scalable, modular deployment
Rule-based, software-independent product design
PCI DSS and IFRS 17 compliance; LDAP and SSO integration

Target Users: Health insurance carriers

GI4All

End-to-end general insurance (P&C) platform covering underwriting, claims, reinsurance, and collections with parametric rule-based processes.

Key Features

Quick quotation engine delivering instant quotes in seconds
Dynamic insurance capabilities with integrated fraud detection
Customizable workflows and role-based dashboards
Multi-language support
Integrated ClaimIns (claims management) and Reinsurance modules

Target Users: General/P&C insurance carriers

Insurtech PartnerHUB

Third-party service integration platform connecting core Agito systems to external insurance ecosystem partners, regulatory bodies, and peripheral services.

Key Features

Open API connectivity to external partners and regulators
Standardized integration layer across all core products
Supports RPA tool integration and bank connectivity

Target Users: Carriers requiring multi-ecosystem connectivity

ClaimIns

Claims management module available as a standalone component or integrated within GI4All and other core platforms.

Key Features

Parametric business process automation for claims workflows
Integration with underwriting and reinsurance modules
Role-based access and reporting dashboards

Target Users: P&C and general insurance carriers

SmartUW

Underwriting intelligence module supporting automated decision rules and underwriting workflow across core platforms.

Target Users: Carriers seeking automated underwriting capabilities

dSales

Digital sales channel solution enabling online and omnichannel insurance product distribution.

Target Users: Carriers building digital distribution capabilities

Data Manager

Data management and migration tool for insurance data consolidation and platform transitions.

Target Users: Carriers undergoing core system migrations

At a Glance

Founded: 1997
Headquarters: Istanbul, Turkey
Employees: 201-500
Funding: PE-Backed

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Claims Management Underwriting Workbench Reinsurance Technology
Insurance Verticals: Life & Annuity Health P&C Personal P&C Commercial
Target Customers: Carriers