Overview
Wilov is a personal auto insurance MGA based in France, offering usage-based coverage billed by driving day rather than by year. Founded in 2016 by Anne-Claude Pont, Pierre Stanislas, and Philippe Breuils, the company targets young drivers and occasional drivers who do not use their vehicle every day.
The company distributes coverage directly through iOS and Android mobile apps, allowing customers to obtain a quote in approximately two minutes, manage their policy, and cancel at any time without penalty. Wilov handles notification to the previous insurer on behalf of new customers. The platform includes roadside assistance from the first kilometer.
Wilov completed a Series A round in April 2019, raising EUR 3.2M from Allianz France, Arkea Investment Services, Eurazeo, InnovAllianz, and Station F. The company holds ORIAS approval number 16-006-200 as a regulated insurance intermediary in France. Customer ratings average 4.8 out of 5 on the Apple App Store and 4.5 out of 5 on Google Play.
Products & Services
Pay-Per-Day Auto Insurance
Usage-based personal auto insurance where customers pay only for days they actually drive. Coverage is all-risk with no minimum commitment period and no annual premium commitment.
Key Features
- All-risk coverage billed by the day
- No minimum commitment period; cancel anytime
- Roadside assistance included from 0 km
- Policy management via mobile app (iOS and Android)
Target Users: Young drivers and occasional drivers who do not drive daily
Distribution: Direct-to-consumer via smartphone app