Wedou

Wedou is an online loan protection insurance brokerage serving individual borrowers in France, built around a proprietary platform that allows consumers to compare and purchase coverage at lower cost than traditional bank-offered policies. The company operates in the French mortgage insurance market, where regulation permits borrowers to substitute bank-provided coverage with independently sourced policies. Wedou reports savings of 30--50% for borrowers who switch through its platform.

Beyond direct consumer brokerage, Wedou operates a B2B SaaS offering that enables partner carriers and brokers to digitize their distribution, underwriting, and policy issuance workflows. Wedou.care, a companion IoT-enabled mobile application, extends the platform into usage-based insurance by collecting health and fitness data from connected wearables to support personalized pricing for health-conscious policyholders.

Founded in 2017 by Patrick Bacchetta and Stanley Zahov, Wedou reached a milestone of EUR 300 million in total insured policies as of 2024. The company operates without disclosed external funding and has established a distribution partnership with Keller Williams through the Home Life Connect channel for the real estate and mortgage sector.