Warrantee
Free insurance and warranty coverage funded entirely by corporate sponsorship
Overview
Warrantee is a Japanese insurtech company that pioneered a patented free insurance model in which corporate sponsors -- rather than policyholders -- pay for coverage. Founded in 2013 and headquartered in Osaka, the company connects manufacturers and distributors with consumers by funding non-life insurance, product warranties, and healthcare benefits at no charge to end users. Sponsors pay fees in exchange for consented access to consumer data and marketing reach.
The company operates across 15 countries with more than 300,000 registered users and over USD 100 million in registered asset value. Warrantee listed its American Depositary Shares on the Nasdaq Capital Market in July 2023 under the ticker symbol WRNT. Its business model has drawn coverage from major outlets including CNBC, Forbes, Bloomberg, Reuters, and Nikkei.
Warrantee's core innovation replaces traditional premium-based insurance with a sponsorship fee structure. This approach benefits all three parties: users receive free coverage, sponsors gain marketing access and product usage data, and insurers reduce direct customer acquisition costs. The model is protected by an international patent filed in November 2020.
Products & Services
Free Insurance
Non-life insurance and product guarantees delivered to individuals and corporations at zero cost to the insured. Corporate sponsors -- typically manufacturers and distributors -- pay fees to fund coverage in exchange for consented user data and marketing access. Coverage extends to home appliances, HVAC systems for real estate companies, and high-value equipment. Users enroll through a mobile app and provide product usage data of value to sponsors.
Key Features
- Zero-premium coverage for end users
- Sponsor-funded model with explicit user consent
- Mobile app enrollment and policy management
- Data collection on real-world product usage
Target Users: Consumers, Real Estate Companies, Equipment Owners
Free Healthcare
Healthcare products and treatments provided to patients and individuals at no out-of-pocket cost, funded by healthcare equipment manufacturers and health food distributors. Hospitals can supply patients with high-quality medical equipment free of charge while generating product performance data for the manufacturer. The service extends the sponsorship model into medical equipment and healthcare services.
Key Features
- Sponsor-funded healthcare products and treatments
- Hospital partnership model for patient delivery
- Product performance data generation for manufacturers
- Expansion of core insurance model into healthcare
Target Users: Hospitals, Patients, Healthcare Equipment Distributors
Warranty Management Cloud Service
A SaaS cloud platform centralizing warranty management for home appliances and other goods. Enables manufacturers and distributors to track and manage product warranties at scale, with real-time status visibility, claim processing, and data analytics.
Key Features
- Centralized warranty tracking for appliances and equipment
- Real-time warranty status and expiry management
- Claim processing workflow
- Analytics and reporting for manufacturers
Target Users: Manufacturers, Distributors, Service Teams
Data-Driven Marketing
Leverages user consent and proprietary data management to deliver targeted marketing campaigns for corporate sponsors. Provides actionable consumer insights and product development intelligence based on real usage patterns and behavioral data collected through the insurance and healthcare services.
Key Features
- Consent-based consumer data collection
- Behavioral and usage data analytics
- Targeted campaign delivery for sponsors
- Product development insights from field data
Target Users: Corporate Sponsors, Manufacturers, Distributors
At a Glance
- Founded
- 2013
- Headquarters
- Osaka, Japan
- Employees
- 1-10
- Funding
- Public (Nasdaq: WRNT)
Category & Focus
- Category
- Insurtech Platform
- Subcategories
- Free Insurance Warranty Management Sponsored Coverage Data-Driven Marketing
- Insurance Verticals
- P&C Personal Health Warranty
- Target Customers
- Carriers, Manufacturers, Distributors
Customers
- Home appliance manufacturers (HVAC systems and major appliances)
- Healthcare equipment distributors
- Real estate companies
- Hospitals and medical institutions
- Health food distributors
Last updated: 2026-05-18